Which banks in Europe outside the EU are crypto friendly?

16 banks in Europe outside the EU carry a CBL Score. Sygnum (15 of 16), AMINA Bank (15 of 16), Swissquote (15 of 16) lead the list. 9 of the 16 open to ordinary retail customers; the rest take businesses, institutions or qualified investors.

Every scored bank in Europe outside the EU

Bank	Score	Type	Health	P2P	Verdict
Sygnum	15/16	Crypto-native	Solid	none	Yes, but only for qualified investors, companies and institutions. Sygnum does not take retail clients.
AMINA Bank	15/16	Crypto-native	Solid	none	Yes, but only for professional clients and companies. Individuals need CHF 500,000 in assets plus finance experience, or CHF 2 million.
Swissquote	15/16	Neobank	Solid	Strict	Yes, with fenced on-chain flows: crypto comes in only from six named exchanges or your own wallet, and never goes out to an exchange.
Xapo Bank	14/16	Crypto-native	Solid	Unknown	Yes. Bitcoin and stablecoins are the core product, though the bank publishes no policy on transfers to exchanges.
Wirex	14/16	Neobank	Unknown	Strict	Yes. Crypto moves freely in and out, but the card cannot buy crypto elsewhere and the old app lost its crypto features in the EEA on 30 June 2026.
Bank Frick	13/16	Crypto-native	Solid	none	Yes for crypto businesses, intermediaries and wealthy private clients. No walk-in retail.
Revolut	13/16	Neobank	Watch	Mixed	Yes for individuals, with the deepest crypto stack of any app-bank. No for crypto businesses.
Bitcoin Suisse	11/16	Crypto-native	Solid	none	Yes, for people with CHF 50,000 or more. It is a crypto broker and custodian, not a deposit bank.
BCB Group	10/16	Business banking	Watch	none	Yes for crypto businesses and institutions, no for individuals. BCB is a payments and settlement provider, not a bank.
LHV	9/16	Business banking	Solid	Relaxed	Yes. Crypto trading is built into the Estonian app, and the UK arm banks Coinbase and Bitstamp, but coins cannot leave the bank.
PostFinance	9/16	Traditional	Solid	Mixed	Yes. PostFinance sells, holds and stakes crypto in its own app, but only for Swiss residents and with no way to move coins to your own wallet.
BBVA	9/16	Traditional	Solid	Mixed	Yes. BBVA sells and holds bitcoin and ether inside its own app in Spain, Switzerland and Türkiye, but the Spanish service is a closed loop and moving coins out costs 4%.
Standard Chartered	8/16	Traditional	Watch	none	Yes for institutions, through spot trading, custody and stablecoins. Retail customers get little beyond the Mox app in Hong Kong.
Luzerner Kantonalbank	7/16	Traditional	Solid	none	Yes. Crypto trading, custody and wallet transfers are built into the bank's own e-banking, for Swiss residents.
ClearBank	7/16	Business banking	Solid	none	Yes for regulated crypto businesses, no for individuals.
Zürcher Kantonalbank	6/16	Traditional	Solid	none	Yes for buying and holding crypto inside the bank, but nothing moves in or out.

Click a column to sort. Health is our tag. P2P is community-reported and separate from the score.

How Europe outside the EU regulates this

Switzerland: FINMA licenses banks and securities firms, and crypto at a licensed bank runs under the same licence. FINMA's list of authorised banks carries Sygnum, AMINA, Swissquote, PostFinance and the cantonal banks. source
Swiss law sorts clients by wealth. Retail clients can open at Swissquote, PostFinance and the cantonal banks. Sygnum, AMINA and Bank Frick take individuals only as qualified investors or with large minimums. source
Liechtenstein: the FMA authorises banks and, under MiCA, crypto-asset service providers that passport across the EEA. Bank Frick, Sygnum Europe and Bitcoin Suisse (Europe) hold their EEA authorisations there. source
Gibraltar: the GFSC licenses Xapo Bank as a credit institution and its DLT arm as a provider. The deposit guarantee covers fiat up to GBP 120,000 and excludes Bitcoin. source
United Kingdom: banks answer to the PRA and FCA, cryptoasset firms register with the FCA for money-laundering supervision, and the FSCS does not cover crypto. Revolut moved from a restricted to a full banking licence in March 2026. source

Every list for Europe outside the EU

By bank type

Crypto-native banks in Europe outside the EU (5)Neobanks in Europe outside the EU (3)Traditional banks in Europe outside the EU (5)Business banking providers in Europe outside the EU (3)

By what the bank lets you do

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