Which banks in Europe outside the EU offer a stablecoin off-ramp and staking?

Every bank that passes this test also appears on Crypto-friendly banks in Europe outside the EU with staking, and the list is identical. That page carries the full write-up and is the one search engines are pointed to. The table below is the same set.

The banks that pass

Bank	Score	Type	Health	P2P	Verdict
Sygnum	15/16	Crypto-native	Solid	none	Yes, but only for qualified investors, companies and institutions. Sygnum does not take retail clients.
AMINA Bank	15/16	Crypto-native	Solid	none	Yes, but only for professional clients and companies. Individuals need CHF 500,000 in assets plus finance experience, or CHF 2 million.
Swissquote	15/16	Neobank	Solid	Strict	Yes, with fenced on-chain flows: crypto comes in only from six named exchanges or your own wallet, and never goes out to an exchange.
Xapo Bank	14/16	Crypto-native	Solid	Unknown	Yes. Bitcoin and stablecoins are the core product, though the bank publishes no policy on transfers to exchanges.
Wirex	14/16	Neobank	Unknown	Strict	Yes. Crypto moves freely in and out, but the card cannot buy crypto elsewhere and the old app lost its crypto features in the EEA on 30 June 2026.
Bank Frick	13/16	Crypto-native	Solid	none	Yes for crypto businesses, intermediaries and wealthy private clients. No walk-in retail.
Revolut	13/16	Neobank	Watch	Mixed	Yes for individuals, with the deepest crypto stack of any app-bank. No for crypto businesses.
Bitcoin Suisse	11/16	Crypto-native	Solid	none	Yes, for people with CHF 50,000 or more. It is a crypto broker and custodian, not a deposit bank.
BCB Group	10/16	Business banking	Watch	none	Yes for crypto businesses and institutions, no for individuals. BCB is a payments and settlement provider, not a bank.
PostFinance	9/16	Traditional	Solid	Mixed	Yes. PostFinance sells, holds and stakes crypto in its own app, but only for Swiss residents and with no way to move coins to your own wallet.
Standard Chartered	8/16	Traditional	Watch	none	Yes for institutions, through spot trading, custody and stablecoins. Retail customers get little beyond the Mox app in Hong Kong.

Click a column to sort. Health is our tag. P2P is community-reported and separate from the score.

Bank by bank

Sygnum 15 of 16 · stablecoin off-ramp: yes · staking: yes
Allowed: USDC and USDT custody, trading and conversion to fiat, plus Sygnum's own Swiss franc settlement token DCHF
Watch out: Trading staked ETH while it is locked

AMINA Bank 15 of 16 · stablecoin off-ramp: yes · staking: yes
Allowed: Trading between fiat and BTC, ETH, USDC, USDT, EURC, PYUSD, RLUSD and a long list of altcoins
Watch out: Stablecoin rewards for US persons and anyone resident or domiciled in the EEA

Swissquote 15 of 16 · stablecoin off-ramp: yes · staking: yes
Allowed: Buy and sell about 55 cryptocurrencies, including USDC, USDT and EURC, inside a normal Swissquote bank account

Xapo Bank 14 of 16 · stablecoin off-ramp: yes · staking: partial
Allowed: USDC on Ethereum or Solana and USDT on Ethereum or Tron, converted to USD in the account on arrival

Wirex 14 of 16 · stablecoin off-ramp: yes · staking: partial
Allowed: On-chain sends of USDC, USDT and EURC to any wallet or exchange that supports the token and network, with only the network fee charged
Watch out: No FSCS or deposit protection on fiat or crypto, and Earn balances carry no compensation scheme cover

Bank Frick 13 of 16 · stablecoin off-ramp: yes · staking: yes
Allowed: Custody of 16 crypto assets including BTC, ETH, SOL, XRP, LTC, XLM, AVAX, LINK, DOT, ADA, XTZ, ATOM, POL, NEAR, BCH and USDC
Watch out: Only USDC is listed among supported assets. USDT and EURC are not mentioned

Revolut 13 of 16 · stablecoin off-ramp: yes · staking: yes
Allowed: Converting USD to USDC at a guaranteed 1:1 rate with no spread, and moving the stablecoin across major chains
Watch out: USDT in the EEA and Switzerland: buying stopped on 6 July 2026 and support ended on 31 August 2026, with leftover balances converted to home currency

Bitcoin Suisse 11 of 16 · stablecoin off-ramp: yes · staking: yes
Allowed: Trade more than 65 crypto assets against fiat, with stablecoin and fiat pairs priced at a lower fee
Watch out: The CryptoFranc (XCHF) stablecoin was discontinued in 2024 and can no longer be bought or redeemed at Bitcoin Suisse

BCB Group 10 of 16 · stablecoin off-ramp: yes · staking: partial
Allowed: Fiat to crypto and crypto to fiat conversion, with USDC named, settled into SEPA or Faster Payments
Watch out: USDT services are not available to EU-based clients

PostFinance 9 of 16 · stablecoin off-ramp: partial · staking: yes
Allowed: USDC, added in February 2026, can be bought and sold in-app like any other listed coin
Watch out: USDT is not on the list. USDC is the only stablecoin offered

Standard Chartered 8 of 16 · stablecoin off-ramp: partial · staking: partial
Allowed: Conversion between Hong Kong dollars and the HKDAP stablecoin for eligible institutional and corporate clients of Standard Chartered Hong Kong
Watch out: HKDAP stablecoin access is limited to institutions, corporates and professional investors during the current phase. Retail access is not yet live

Up to the full list

Crypto-friendly banks in Europe outside the EU (16)

Same region, other tests

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A stablecoin off-ramp and staking elsewhere

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