Yes, but only for professional clients and companies. Individuals need CHF 500,000 in assets plus finance experience, or CHF 2 million.
| Criterion | Score | Source |
|---|---|---|
| Accepts exchange transfers | yes (2) | source · checked 8 September 2026 |
| Stablecoin off-ramp | yes (2) | source · checked 8 September 2026 |
| Business accounts for Web3 | yes (2) | source · checked 8 September 2026 |
| Custody | yes (2) | source · checked 8 September 2026 |
| Staking and yield | yes (2) | source · checked 8 September 2026 |
| Card | yes (2) | source · checked 8 September 2026 |
| Multiple jurisdictions | yes (2) | source · checked 8 September 2026 |
| Open to retail | partial (1) | source · checked 8 September 2026 |
Total 15 of 16. Yes scores 2, partial 1, no 0. A secondary source is press or a third party rather than the bank or its regulator. Unverified means no source could be found; the score stands until one is.
Scores are revised when a bank's documents change. Each revision is dated and sourced.
| 8 September 2026 | Card | no to yes | source |
| Jurisdiction | Switzerland · Abu Dhabi · Hong Kong |
| Type | Crypto-native |
| Health tag | Solid Licensed in four jurisdictions, including a MiCA licence in Austria since November 2025, first quarterly profit Q4 2024, 34% capital ratio, clean record. · checked 26 August 2026 |
| Last verified | 14 September 2026 |
| 2019 | FINMA granted SEBA Crypto AG (now AMINA Bank AG) a banking and securities dealer licence on 26 August 2019. The bank went live in October 2019 and still appears on FINMA's list of authorised banks as AMINA Bank AG, Zug. source |
| 2022 | ADGM's FSRA granted the Abu Dhabi branch Financial Services Permission FSP 210043 on 7 February 2022 for advising, arranging deals, arranging custody and arranging credit, professional clients only, with no retail clients and no holding of client assets. source |
| 2025 | AMINA (Austria) AG received a MiCA crypto-asset service provider licence from Austria's FMA on 3 November 2025, passported to 13 further EEA countries at launch, for professional investors. AMINA (Hong Kong) Limited had gained SFC Types 1, 4 and 9 in November 2023, with a digital asset uplift in October 2025. source |
AMINA publishes a list of exchanges it accepts crypto transfers from, and Kraken, Coinbase, Bitstamp, ByBit and Deribit are on it. You send a screenshot showing the transaction ID and your account name to prove the exchange account is yours. The bank does not publish a written rule on fiat payments to exchange accounts, so ask your relationship manager before you fund one.
Only if you count as a professional client under Swiss rules. That means at least CHF 500,000 in assets outside property and pensions plus a finance background, or CHF 2 million in assets. There is no minimum deposit once you qualify. You need a passport or ID, proof of address and a tax number.
The Silver package is free and charges 1.00% on crypto trades and 0.60% a year for custody. Gold costs CHF 480 a year with 0.90% trading, and Platinum CHF 1,000 a month with 0.65%. Crypto withdrawals cost CHF 200, deposits are free, and staking takes 15% of rewards. USDC held in the Stablecoin Rewards Account has no custody fee.
AMINA offers Gold and Platinum credit cards, issued on Visa or Mastercard through Viseca, with lounge passes, concierge and insurance. The card is free with the Gold or Platinum package, and an extra card costs CHF 100 or CHF 200 a year. The free Silver package has no card. The bank does not say the card spends crypto directly.