Web3 business accounts are the sharpest filter on the parent list, because a bank can be happy to sell a retail customer bitcoin and still refuse a token issuer. Revolut fails outright: its business accounts exclude exchanges, brokers, on and off ramps, miners, ICO issuers and crypto asset managers, and cannot send or receive crypto at all. PostFinance fails because its business offer is for Swiss companies that want to invest, with no mention of VASPs or token issuers. BBVA, Zürcher Kantonalbank and Luzerner Kantonalbank do not offer accounts for crypto businesses. Swissquote scores partial with business accounts for Swiss SMEs and international companies that include custody and staking, and Standard Chartered scores partial because its banking and stablecoin settlement is for institutional partners such as fintechs.
| Bank | Score | Type | Health | P2P | Verdict |
|---|---|---|---|---|---|
| Sygnum | 15/16 | Crypto-native | Solid | none | Yes, but only for qualified investors, companies and institutions. Sygnum does not take retail clients. |
| AMINA Bank | 15/16 | Crypto-native | Solid | none | Yes, but only for professional clients and companies. Individuals need CHF 500,000 in assets plus finance experience, or CHF 2 million. |
| Swissquote | 15/16 | Neobank | Solid | Strict | Yes, with fenced on-chain flows: crypto comes in only from six named exchanges or your own wallet, and never goes out to an exchange. |
| Xapo Bank | 14/16 | Crypto-native | Solid | Unknown | Yes. Bitcoin and stablecoins are the core product, though the bank publishes no policy on transfers to exchanges. |
| Wirex | 14/16 | Neobank | Unknown | Strict | Yes. Crypto moves freely in and out, but the card cannot buy crypto elsewhere and the old app lost its crypto features in the EEA on 30 June 2026. |
| Bank Frick | 13/16 | Crypto-native | Solid | none | Yes for crypto businesses, intermediaries and wealthy private clients. No walk-in retail. |
| Bitcoin Suisse | 11/16 | Crypto-native | Solid | none | Yes, for people with CHF 50,000 or more. It is a crypto broker and custodian, not a deposit bank. |
| BCB Group | 10/16 | Business banking | Watch | none | Yes for crypto businesses and institutions, no for individuals. BCB is a payments and settlement provider, not a bank. |
| LHV | 9/16 | Business banking | Solid | Relaxed | Yes. Crypto trading is built into the Estonian app, and the UK arm banks Coinbase and Bitstamp, but coins cannot leave the bank. |
| Standard Chartered | 8/16 | Traditional | Watch | none | Yes for institutions, through spot trading, custody and stablecoins. Retail customers get little beyond the Mox app in Hong Kong. |
| ClearBank | 7/16 | Business banking | Solid | none | Yes for regulated crypto businesses, no for individuals. |
Click a column to sort. Health is our tag. P2P is community-reported and separate from the score.
Sygnum lists bank accounts, treasury and payments for DLT companies, foundations and Web3 startups. Bitcoin Suisse takes crypto foundations, token issuers, funds and corporates, including token launch custody, with corporate accounts from CHF 500,000. AMINA Bank serves Web3 startups, miners, exchanges, market makers and funds with a zero-fee startup package. Bank Frick in Liechtenstein banks blockchain companies in CHF, EUR, USD and GBP.
Yes, from the business tier. ClearBank names Kraken, Coinbase and Gemini as clients on GBP Faster Payments and CHAPS. LHV Bank Ltd banks Coinbase and Bitstamp. BCB Group names Coinbase, Kraken, Gemini, Bitstamp and Crypto.com, and Bank Frick's London branch serves UK clients. Revolut Business excludes exchanges entirely.