Yes, with fenced on-chain flows: crypto comes in only from six named exchanges or your own wallet, and never goes out to an exchange.
| Criterion | Score | Source |
|---|---|---|
| Accepts exchange transfers | yes (2) | unverified |
| Stablecoin off-ramp | yes (2) | source · checked 8 September 2026 |
| Business accounts for Web3 | partial (1) | source · checked 8 September 2026 |
| Custody | yes (2) | source · checked 8 September 2026 |
| Staking and yield | yes (2) | source · checked 8 September 2026 |
| Card | yes (2) | source · checked 8 September 2026 |
| Multiple jurisdictions | yes (2) | source · checked 8 September 2026 |
| Open to retail | yes (2) | source · checked 8 September 2026 |
Total 15 of 16. Yes scores 2, partial 1, no 0. A secondary source is press or a third party rather than the bank or its regulator. Unverified means no source could be found; the score stands until one is.
Scores are revised when a bank's documents change. Each revision is dated and sourced.
| 8 September 2026 | Card | partial to yes | source |
| 8 September 2026 | Multiple jurisdictions | partial to yes | source |
| Jurisdiction | Switzerland |
| Type | Neobank |
| Health tag | Solid Publicly listed, record 2024 profit, clean record. · checked 26 August 2026 |
| P2P tolerance | Strict Official policy: crypto deposits only from a whitelist of six exchanges (Bitpanda, Bitstamp, Coinbase, Gemini, Kraken, Revolut), no third-party deposits, no withdrawals to exchanges. P2P flows are excluded by design. · community-reported, separate from the score |
| Last verified | 8 September 2026 |
| 2000 | Swissquote Group Holding listed on the SIX Swiss Exchange (SQN) on 29 May 2000; Swissquote Bank Ltd holds a FINMA banking licence, with sister entities regulated by the CSSF, MFSA, DFSA, SFC, MAS and CySEC. source |
| 2026 | Swissquote Bank SA, Gland, appears on FINMA's list of authorised banks as a category 4 bank (list dated 8 September 2026). No FINMA warning or enforcement entry was found. source |
| 2026 | Swissquote Bank Europe (Luxembourg) received a MiCA CASP licence from the CSSF, effective 5 June 2026, ahead of the 1 July 2026 transition deadline. source |
Swissquote does not publish a rule on fiat transfers to or from exchange accounts. What it does state is the crypto side: coins can come in from Kraken, Coinbase, Gemini, Bitstamp, Bitpanda and Revolut once you upload screenshots of the transaction, and you cannot send crypto out to any exchange. If you need fiat rails to an exchange, ask the bank before you rely on them.
Yes. Add the address to your whitelist, then send from the Crypto transfers section. Withdrawals cost USD 10 for most coins and USD 15 for Ethereum-network tokens such as USDC and USDT. Withdrawals to exchanges are not supported and Swissquote warns the funds could be lost.
Fees follow a maker-taker grid tied to your 30-day volume. Most retail clients sit in Standard I and pay 1% per trade. Above USD 6,000 it drops to 0.90% maker and 0.95% taker, and the biggest tiers reach 0.08%. On top of that, the quarterly custody fee of CHF 20 to 50 covers crypto as well as shares.
Both. You can stake ETH, DOT, SOL and ADA from inside the account, with Swissquote keeping 20% of the rewards and lockups of up to seven days on ADA. The Swissquote debit Mastercard can be set to pay with Bitcoin, Ethereum or XRP, selling only what each purchase needs.