Staking splits the parent list down the middle. Six banks fail. Zürcher Kantonalbank, Luzerner Kantonalbank and ClearBank offer no staking or yield, BBVA offers none in Spain or Switzerland, BCB Group lists no staking, and LHV says it plans to add staking after its 2026 MiCA licence but it is not live. Three pass partially: Xapo Bank pays daily interest in Bitcoin on USD and BTC balances rather than staking, Wirex runs Earn accounts on stablecoins and crypto with no compensation cover, and Standard Chartered stakes ETH through Zodia Custody for institutions alone. The full passes are the Swiss crypto banks, Bank Frick, Swissquote, Revolut and PostFinance.
| Bank | Score | Type | Health | P2P | Verdict |
|---|---|---|---|---|---|
| Sygnum | 15/16 | Crypto-native | Solid | none | Yes, but only for qualified investors, companies and institutions. Sygnum does not take retail clients. |
| AMINA Bank | 15/16 | Crypto-native | Solid | none | Yes, but only for professional clients and companies. Individuals need CHF 500,000 in assets plus finance experience, or CHF 2 million. |
| Swissquote | 15/16 | Neobank | Solid | Strict | Yes, with fenced on-chain flows: crypto comes in only from six named exchanges or your own wallet, and never goes out to an exchange. |
| Xapo Bank | 14/16 | Crypto-native | Solid | Unknown | Yes. Bitcoin and stablecoins are the core product, though the bank publishes no policy on transfers to exchanges. |
| Wirex | 14/16 | Neobank | Unknown | Strict | Yes. Crypto moves freely in and out, but the card cannot buy crypto elsewhere and the old app lost its crypto features in the EEA on 30 June 2026. |
| Bank Frick | 13/16 | Crypto-native | Solid | none | Yes for crypto businesses, intermediaries and wealthy private clients. No walk-in retail. |
| Revolut | 13/16 | Neobank | Watch | Mixed | Yes for individuals, with the deepest crypto stack of any app-bank. No for crypto businesses. |
| Bitcoin Suisse | 11/16 | Crypto-native | Solid | none | Yes, for people with CHF 50,000 or more. It is a crypto broker and custodian, not a deposit bank. |
| BCB Group | 10/16 | Business banking | Watch | none | Yes for crypto businesses and institutions, no for individuals. BCB is a payments and settlement provider, not a bank. |
| PostFinance | 9/16 | Traditional | Solid | Mixed | Yes. PostFinance sells, holds and stakes crypto in its own app, but only for Swiss residents and with no way to move coins to your own wallet. |
| Standard Chartered | 8/16 | Traditional | Watch | none | Yes for institutions, through spot trading, custody and stablecoins. Retail customers get little beyond the Mox app in Hong Kong. |
Click a column to sort. Health is our tag. P2P is community-reported and separate from the score.
AMINA Bank lists eight: ETH, SOL, ADA, DOT, POL, XTZ, ATOM and GRAM, keeping 15% of rewards. Sygnum stakes ETH, SOL, ADA, SUI, ATOM, ICP and XTZ inside the custody account. Swissquote covers ETH, DOT, SOL and ADA and keeps 20% of rewards. PostFinance is Ethereum alone, from 0.1 ETH, and Revolut's 16 tokens are the broadest in the region for an app user.
Yes, which is why both score partial rather than full. Xapo Bank pays 3.35% variable on USD savings and 0.25% variable on Bitcoin, both paid daily in Bitcoin, on balances up to 2 BTC. Wirex Earn offers flexible or fixed terms advertised at up to 9.75% APY on stablecoins and crypto, with no compensation scheme cover on those balances.