Yes for crypto businesses, intermediaries and wealthy private clients. No walk-in retail.
| Criterion | Score | Source |
|---|---|---|
| Accepts exchange transfers | yes (2) | source · checked 8 September 2026 secondary source |
| Stablecoin off-ramp | yes (2) | source · checked 8 September 2026 |
| Business accounts for Web3 | yes (2) | source · checked 8 September 2026 |
| Custody | yes (2) | source · checked 8 September 2026 |
| Staking and yield | yes (2) | source · checked 8 September 2026 |
| Card | partial (1) | source · checked 8 September 2026 |
| Multiple jurisdictions | partial (1) | source · checked 8 September 2026 |
| Open to retail | partial (1) | source · checked 8 September 2026 |
Total 13 of 16. Yes scores 2, partial 1, no 0. A secondary source is press or a third party rather than the bank or its regulator. Unverified means no source could be found; the score stands until one is.
Scores are revised when a bank's documents change. Each revision is dated and sourced.
| 8 September 2026 | Card | no to partial | source |
| 8 September 2026 | Open to retail | no to partial | source |
| Jurisdiction | Liechtenstein |
| Type | Crypto-native |
| Health tag | Solid Licensed universal bank since 1998, profitable, MiCA-authorised for the EEA. · checked 26 August 2026 |
| Last verified | 8 September 2026 |
| 1998 | Bank Frick founded in Balzers by Kuno Frick Sr and partners and has operated as a Liechtenstein bank since then, fully owned by the Kuno Frick Family Foundation. source |
| 2025 | DFSA licence for a DIFC branch in Dubai, announced 18 December 2025, covering arranging investment business, lending, custody services and financial services for the Liechtenstein bank. source |
| 2026 | MiCAR authorisation from the FMA Liechtenstein announced 20 January 2026, covering custody, order execution and transfer services for clients across all 30 EEA countries. source |
Only if you fit its client profile. Bank Frick says its end clients include private persons, but it serves financial intermediaries and professional clients first, and most individuals arrive through an asset manager or fiduciary. The bank publishes no minimum, while third-party agents quote about 500,000 in EUR, USD or CHF and a visit to the bank in Balzers.
Bank Frick works with third-party crypto exchanges and brokers for its own trading, and its xPULSE payment service is described as a way to pay crypto exchanges. Kraken itself lists Bank Frick as a funding provider for EUR, CHF, USD, GBP and CAD. Crypto withdrawals to an external wallet are released only after a review.
The standard fee schedule sets crypto custody at 0.40 percent a year with a CHF 200 minimum, and fiat/crypto exchange at 1.00 percent with a CHF 250 minimum per trade. Sending crypto out costs CHF 250 per position. Staking costs 15 percent of rewards. Individual fee schedules can apply depending on your business model.
ETH, ADA, XTZ, SOL, DOT, POL and ATOM. Rewards are credited to your crypto account with the bank and re-staked by default. Unbonding periods follow each network, from two days on Solana to 28 days on Polkadot. Staking may not be available in every country of residence.