Crypto-native banks in Europe outside the EU

5 banks qualify: Sygnum, AMINA Bank, Xapo Bank and more lead the list. Every bank below is scored on eight criteria; tap through for verified fine print, P2P tolerance and health checks.

Answer 4 questions, get your match →

15/16

Sygnum Health: Solid

Switzerland · Singapore · Crypto-native

Full Swiss banking licence, digital asset banking from day one, now entering the EU.

15/16

AMINA Bank Health: Solid

Switzerland · Abu Dhabi · Hong Kong · Crypto-native

FINMA-licensed with regulated hubs on three continents and a MiCA licence in Austria since November 2025, professional investors only.

14/16

Xapo Bank ✓ verified P2P: Unknown Health: Solid

Gibraltar · Crypto-native

Bitcoin-first private bank paying interest on BTC and USD, with a Visa debit card. Membership costs USD 1,000 a year.

13/16

Bank Frick Health: Solid

Liechtenstein · Crypto-native

The quiet workhorse behind much of Europe's crypto business banking.

11/16

Bitcoin Suisse Health: Solid

Liechtenstein · Switzerland · Crypto-native

Crypto broker and custodian since 2013, MiCA-authorised for the EEA since June 2026 through Bitcoin Suisse (Europe) AG in Vaduz.

Crypto-friendly banks in Europe outside the EU (16)Neobanks in Europe outside the EU (3)Traditional banks in Europe outside the EU (5)Business banking providers in Europe outside the EU (3)Crypto-friendly banks in Europe outside the EU with exchange transfers (16)

Crypto-native banks in Europe outside the EU

Related