Is Bitcoin Suisse crypto friendly?

Yes, for people with CHF 50,000 or more. It is a crypto broker and custodian, not a deposit bank.

CBL Score: 11 of 16

Criterion	Score	Source
Accepts exchange transfers	partial (1)	source · checked 8 September 2026
Stablecoin off-ramp	yes (2)	source · checked 8 September 2026
Business accounts for Web3	yes (2)	source · checked 8 September 2026
Custody	yes (2)	source · checked 8 September 2026
Staking and yield	yes (2)	source · checked 8 September 2026
Card	no (0)	source · checked 8 September 2026
Multiple jurisdictions	partial (1)	source · checked 8 September 2026
Open to retail	partial (1)	source · checked 8 September 2026

Total 11 of 16. Yes scores 2, partial 1, no 0. A secondary source is press or a third party rather than the bank or its regulator. Unverified means no source could be found; the score stands until one is.

Score history

Scores are revised when a bank's documents change. Each revision is dated and sourced.

8 September 2026

Accepts exchange transfers

yes to partial

source

Standing

Jurisdiction	Liechtenstein · Switzerland
Type	Crypto-native
Health tag	Solid MiCA licence obtained 2026, long track record. One nuance: a crypto service provider rather than a deposit bank. · checked 26 August 2026
Last verified	8 September 2026

What Bitcoin Suisse allows and blocks

Allowed

Fund the account by bank transfer in CHF, EUR or USD, or by sending crypto in
Trade more than 65 crypto assets against fiat, with stablecoin and fiat pairs priced at a lower fee
Sell USDC or EURC for fiat, and hold USDC and EURC free of the custody fee
Withdraw crypto to an external wallet you can prove you own, including a wallet at an exchange
Custody in the Crypto Account, the cold storage Vault or the on-chain Proof Wallet, keys kept in Switzerland
Stake ETH, SOL, DOT, ADA and other proof of stake assets, with rewards paid to the account
Borrow USD, EUR or CHF against crypto collateral, or lend fiat for yield
Accounts for crypto foundations, token issuers, funds and corporates, including token launch custody
EEA clients served through Bitcoin Suisse (Europe) AG, MiCAR authorised in Liechtenstein

Blocked or restricted

No Swiss banking licence. The FINMA application was withdrawn in 2021 after an unfavourable prognosis
No card of any kind. Bitcoin Suisse Pay is a merchant checkout product, not a consumer card
Private accounts start at CHF 50,000, corporate accounts at CHF 500,000
Withdrawals only to bank accounts and wallets you can prove you own, so no fiat to a third party or an exchange's own bank account
The CryptoFranc (XCHF) stablecoin was discontinued in 2024 and can no longer be bought or redeemed at Bitcoin Suisse
Not directed at residents of jurisdictions where the service would be unlawful, and sanctioned persons are excluded

Opening an account

Four steps: create a login with email and phone, enter personal and tax details, complete a video identification with a staff member, then the account is activated
Documents asked for: an identification document and your tax ID number
Minimum deposit is CHF 50,000 for private individuals and CHF 500,000 for corporate clients
Expected opening time is not published. In early 2021 the firm warned of four to six week waits during a rush, so allow time
Sanctioned persons and residents of jurisdictions where the service would be unlawful are turned away. A list of accepted countries is not published

Fees that matter

Trading fee 0.95% per order for private clients (0.70% corporate), minimum CHF 50. Fiat and stablecoin pairs cost 0.25%, minimum CHF 50. Orders placed through a relationship manager add CHF 50
Custody fee 0.45% a year on crypto up to CHF 5 million, falling to 0.30% above CHF 100 million, with a quarterly minimum of CHF 62.50 (CHF 1,250 for corporates). USDC, EURC and CHFAU are exempt. The Vault adds 0.20% a year and the Proof Wallet 0.10%
Staking fee is 15% of rewards. Withdrawals cost CHF 20 for fiat and CHF 40 for crypto. Closing the account costs up to CHF 500
No account or platform fee is listed beyond the custody minimum, and blockchain network costs are covered by Bitcoin Suisse

Regulatory history

2021	FINMA told Bitcoin Suisse AG its banking licence application was unlikely to succeed, citing weaknesses in anti-money-laundering defences. The firm withdrew the application on 17 March 2021 and stayed a VQF-supervised financial intermediary. source
2026	The FMA Liechtenstein authorised Bitcoin Suisse (Europe) AG, Vaduz, as a MiCAR crypto-asset service provider on 22 June 2026, covering custody, exchange, order execution and transfer services. source
2026	BTCS (Middle East) Ltd. received a Financial Services Permission from ADGM's FSRA on 7 July 2026, following a Bermuda BMA Class F digital asset licence for Bitcoin Suisse (International) Ltd. in May 2026. source

Questions about Bitcoin Suisse

Does Bitcoin Suisse let me send money to Kraken?

Not as a fiat transfer. Bitcoin Suisse is a crypto broker and custodian, not a bank, and withdrawals go only to bank accounts and wallets you can prove you own. You can withdraw crypto to your own Kraken wallet for a CHF 40 fee. Fiat withdrawals to your own bank account cost CHF 20.

Is Bitcoin Suisse a bank?

No. Bitcoin Suisse AG is a Swiss financial intermediary supervised for anti-money-laundering through the SRO VQF. It applied for a FINMA banking licence in 2019 and withdrew the application in March 2021 after FINMA said approval was unlikely. Its Liechtenstein arm, Bitcoin Suisse (Europe) AG, holds a MiCAR crypto-asset service provider authorisation from the FMA since June 2026.

What is the minimum to open a Bitcoin Suisse account?

CHF 50,000 for a private individual and CHF 500,000 for a company. You need an identification document and your tax ID, and you complete a video identification with a staff member. The custody fee has a quarterly minimum of CHF 62.50 for individuals.

Can I cash out USDC at Bitcoin Suisse?

Yes. Stablecoin to fiat trades are priced at 0.25% with a CHF 50 minimum, and USDC and EURC holdings carry no custody fee in the standard Crypto Account. The fiat can then be withdrawn to your own bank account in CHF, EUR or USD for CHF 20.

Closest alternatives

15/16Sygnum
Yes, but only for qualified investors, companies and institutions. Sygnum does not take retail clients.15/16AMINA Bank
Yes, but only for professional clients and companies. Individuals need CHF 500,000 in assets plus finance experience, or CHF 2 million.

Compare against 35 other banks →

Lists featuring Bitcoin Suisse

Crypto-native banks Crypto-friendly banks with exchange transfers Crypto-friendly banks with a stablecoin off-ramp Crypto-friendly banks with Web3 business accounts Crypto-friendly banks with custody Crypto-friendly banks with staking