Yes for individuals, with the deepest crypto stack of any app-bank. No for crypto businesses.
| Criterion | Score | Source |
|---|---|---|
| Accepts exchange transfers | partial (1) | source · checked 8 September 2026 |
| Stablecoin off-ramp | yes (2) | source · checked 8 September 2026 |
| Business accounts for Web3 | no (0) | source · checked 8 September 2026 |
| Custody | yes (2) | source · checked 8 September 2026 |
| Staking and yield | yes (2) | source · checked 8 September 2026 |
| Card | yes (2) | source · checked 8 September 2026 |
| Multiple jurisdictions | yes (2) | source · checked 8 September 2026 |
| Open to retail | yes (2) | source · checked 8 September 2026 |
Total 13 of 16. Yes scores 2, partial 1, no 0. A secondary source is press or a third party rather than the bank or its regulator. Unverified means no source could be found; the score stands until one is.
Scores are revised when a bank's documents change. Each revision is dated and sourced.
| 8 September 2026 | Accepts exchange transfers | yes to partial | source |
| Jurisdiction | UK · EEA |
| Type | Neobank |
| Health tag | Watch Full UK banking licence only arrived March 2026, after a four-year delay driven by regulator concerns about controls. · checked 26 August 2026 |
| P2P tolerance | Mixed Deep crypto integration, yet freezes are reported when personal accounts show high-frequency inbound transfers. New fraud controls reject payments where the sender's name doesn't match exchange KYC, which blocks most P2P inbound by design. Italy's competition authority fined Revolut EUR 5 million in April 2026 for blocking accounts without notice, a chance to respond or a clear route to recourse, so expect little warning if a freeze hits. · community-reported, separate from the score |
| Last verified | 14 September 2026 |
| 2025 | Bank of Lithuania fined Revolut Bank UAB a record 3.5 million euros on 8 April 2025 for shortcomings in monitoring business relationships and transactions under money laundering prevention rules. source |
| 2025 | CySEC authorised Revolut Digital Assets (Europe) Ltd as a MiCA crypto-asset service provider, licence CASP001/25, on 20 October 2025, with custody, trading platform, exchange and transfer services passported to 29 EU and EEA states. source |
| 2026 | The PRA lifted the restrictions on Revolut Bank UK Ltd's banking licence on 11 March 2026, ending a mobilisation phase that began with the restricted licence of July 2024. UK deposits gained FSCS cover; crypto sits outside the bank. source |
| 2026 | Italy's competition authority AGCM fined Revolut EUR 11.5 million on 2 April 2026 for unfair commercial practices. EUR 5 million of that was for aggressive account blocking, imposed without notice, a chance to respond or proper assistance, and for poor disclosure of how freezes are handled. Revolut said it would appeal. source |
| 2026 | The OCC granted preliminary conditional approval on 3 September 2026 for Revolut Bank US, National Association, a proposed national bank in Stamford, Connecticut. FDIC insurance, Federal Reserve approval and final OCC sign-off are still needed, and the bank is not yet open. source |
Usually, but not by guarantee. Revolut accepts crypto deposits from Kraken, Coinbase, Binance and Bitstamp, and a third-party guide updated in July 2026 reports fiat payments to regulated exchanges clearing after a scam warning screen. Revolut's own help page still lists some cryptocurrency exchanges among recipients it will not pay, and it does not name which ones.
Yes, for supported coins on supported networks, and only in eligible locations or on eligible plans. The service fee is 1 pound for XRP, XLM, DOT, SOL, AVAX, XTZ, ALGO and ADA and 3 pounds for other coins, plus the network fee quoted in-app. Withdrawals to an address Revolut links to an unsupported exchange are blocked for good, and a sent transaction cannot be reversed.
No. The UK crypto terms say you are not protected by the FSCS when using crypto services, and the EEA terms exclude the Deposit Guarantee Scheme and the Cyprus Investor Compensation Fund. Only cash deposits at Revolut Bank UK Ltd, fully licensed since March 2026, carry FSCS cover. If your account is closed, Revolut sells your crypto rather than sending it back.
Not if you are an exchange, broker, dealer, on or off ramp, crypto ATM operator, ICO issuer, miner, trading firm or crypto asset manager. Revolut does accept NFT platforms, regulated and non-custodial wallet providers, blockchain developers and companies that simply take crypto as payment. Even accepted businesses cannot send or receive crypto from the business account or bring in money earned by trading crypto.