Neobanks in Europe outside the EU

3 banks qualify: Swissquote, Wirex, Revolut lead the list. Every bank below is scored on eight criteria; tap through for verified fine print, P2P tolerance and health checks.

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15/16Swissquote P2P: Strict Health: Solid
Switzerland · Neobank
A listed Swiss bank with one of the most complete retail crypto offerings anywhere.
14/16Wirex ✓ verified P2P: Strict Health: Unknown
UK · EEA · Neobank
E-money institution and crypto card pioneer with deep on-chain rails.
13/16Revolut ✓ verified P2P: Mixed Health: Watch
UK · EEA · Neobank
In-app trading and staking for tens of millions of users. USDT was withdrawn across the EEA and Switzerland on 31 August 2026; USDC stays and a euro stablecoin launched the same month.

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