Staking and yield means you can earn on crypto held at the bank, and 13 of the 36 pass. The full-score group is Swiss and Liechtenstein heavy: Sygnum, AMINA Bank, Swissquote, Bitcoin Suisse and Bank Frick all stake ETH, SOL, ADA and more inside the custody account, PostFinance stakes Ethereum from 0.1 ETH, Anchorage Digital covers more than 20 networks for institutions, Revolut offers 16 tokens in-app, and Rebind places EURe and USDC in DeFi money markets. Partial scores are yield without staking: Xapo Bank pays interest in Bitcoin on USD, Wirex runs Earn accounts, Singapore Gulf Bank offers USD fixed deposits, and Standard Chartered stakes for institutions through Zodia. The 23 that fail include every UAE bank, Cross River Bank, Mercury and Custodia Bank in the US, DBS where MAS bars retail staking, LHV which says staking comes after its MiCA licence, and Zürcher Kantonalbank, Luzerner Kantonalbank, BBVA and Santander · Openbank, none of which offer yield.
| Bank | Score | Type | Health | P2P | Verdict |
|---|---|---|---|---|---|
| Sygnum | 15/16 | Crypto-native | Solid | none | Yes, but only for qualified investors, companies and institutions. Sygnum does not take retail clients. |
| AMINA Bank | 15/16 | Crypto-native | Solid | none | Yes, but only for professional clients and companies. Individuals need CHF 500,000 in assets plus finance experience, or CHF 2 million. |
| Swissquote | 15/16 | Neobank | Solid | Strict | Yes, with fenced on-chain flows: crypto comes in only from six named exchanges or your own wallet, and never goes out to an exchange. |
| Xapo Bank | 14/16 | Crypto-native | Solid | Unknown | Yes. Bitcoin and stablecoins are the core product, though the bank publishes no policy on transfers to exchanges. |
| Wirex | 14/16 | Neobank | Unknown | Strict | Yes. Crypto moves freely in and out, but the card cannot buy crypto elsewhere and the old app lost its crypto features in the EEA on 30 June 2026. |
| Bank Frick | 13/16 | Crypto-native | Solid | none | Yes for crypto businesses, intermediaries and wealthy private clients. No walk-in retail. |
| Revolut | 13/16 | Neobank | Watch | Mixed | Yes for individuals, with the deepest crypto stack of any app-bank. No for crypto businesses. |
| Anchorage Digital | 12/16 | Crypto-native | Solid | none | Yes for institutions, no for individuals. |
| Bunq | 12/16 | Neobank | Watch | Mixed | Yes for retail through the Kraken-powered bunq Crypto tab, and for licensed CASPs on a fiat-only business account. Coins cannot leave the app. |
| Bitcoin Suisse | 11/16 | Crypto-native | Solid | none | Yes, for people with CHF 50,000 or more. It is a crypto broker and custodian, not a deposit bank. |
| Rebind | 11/16 | Neobank | Watch | Unknown | Yes for euro transfers through a personal Monerium IBAN, but Rebind is an app, not a bank, and it never names exchanges. |
| BCB Group | 10/16 | Business banking | Watch | none | Yes for crypto businesses and institutions, no for individuals. BCB is a payments and settlement provider, not a bank. |
| PostFinance | 9/16 | Traditional | Solid | Mixed | Yes. PostFinance sells, holds and stakes crypto in its own app, but only for Swiss residents and with no way to move coins to your own wallet. |
| Standard Chartered | 8/16 | Traditional | Watch | none | Yes for institutions, through spot trading, custody and stablecoins. Retail customers get little beyond the Mox app in Hong Kong. |
Click a column to sort. Health is our tag. P2P is community-reported and separate from the score.
Swissquote stakes ETH, DOT, SOL and ADA inside a normal account and keeps 20 percent of rewards. Revolut stakes 16 tokens in-app for residents of the UK, EEA, Switzerland and several other countries. PostFinance stakes Ethereum from 0.1 ETH for Swiss residents. Bitcoin Suisse stakes ETH, SOL, DOT and ADA for clients from CHF 50,000. Sygnum and AMINA Bank do the same but for qualified investors.
Staking banks put your proof of stake coins to work on the network and share the rewards, which is what Sygnum, Bank Frick and Swissquote do. Xapo Bank pays 3.35 percent on USD and 0.25 percent on Bitcoin, paid daily in Bitcoin, which is interest rather than staking. Wirex advertises up to 9.75 percent on stablecoin Earn accounts with no compensation cover, and AMINA Bank runs a Stablecoin Rewards Account on USDC, EURC, USDG and RLUSD alongside its staking desk.