Yes for euro transfers through a personal Monerium IBAN, but Rebind is an app, not a bank, and it never names exchanges.
| Criterion | Score | Source |
|---|---|---|
| Accepts exchange transfers | partial (1) | source · checked 8 September 2026 |
| Stablecoin off-ramp | yes (2) | source · checked 8 September 2026 |
| Business accounts for Web3 | no (0) | source · checked 8 September 2026 |
| Custody | no (0) | source · checked 8 September 2026 |
| Staking and yield | yes (2) | source · checked 8 September 2026 |
| Card | yes (2) | source · checked 8 September 2026 |
| Multiple jurisdictions | yes (2) | source · checked 8 September 2026 |
| Open to retail | yes (2) | source · checked 8 September 2026 secondary source |
Total 11 of 16. Yes scores 2, partial 1, no 0. A secondary source is press or a third party rather than the bank or its regulator. Unverified means no source could be found; the score stands until one is.
| Jurisdiction | France |
| Type | Neobank |
| Health tag | Watch Not a bank and not deposit insured. Funds are held in DeFi money markets, so yields are variable and carry smart contract risk. Pre-seed company. Not registered with the AMF in France. · checked 4 September 2026 |
| P2P tolerance | Unknown No first-hand reports yet. Inbound money lands on a Monerium IBAN, which is built for crypto-linked transfers, but Rebind's own review policy is unstated. · community-reported, separate from the score |
| Last verified | 8 September 2026 |
| 2025 | Monerium, the IBAN and EURe partner, operates as an e-money institution and virtual asset service provider authorised by the Central Bank of Iceland; personal terms effective May 20, 2025. source |
| 2026 | Rebind's terms, revised May 6, 2026, state it is not regulated as a financial intermediary and provides no custody, exchange, brokerage or intermediation services. source |
| 2026 | Rebind does not appear on the AMF PSAN/PSCA whitelist (updated September 7, 2026) or in the ESMA interim MiCA CASP register (entries through July 31, 2026). source |
| Legal entity | Rebind SAS, 1 rue de Stockholm, 75008 Paris, France. |
| What it is | Non-custodial savings app. Not a bank. No deposit insurance. |
| Where the money sits | DeFi money markets. Morpho, Aave and Fluid are named on the company's X account. Rebind cannot move user funds. |
| Account access | Through Privy, a Stripe company, with biometric confirmation on every action. |
| Advertised rates | Up to 5% on EUR and up to 8% on USD. Variable, auto-compounding, no lockups, instant withdrawal. |
| Fiat rails | Personal IBAN through Monerium (EURe). SEPA Instant in. Send to any IBAN out, no fee. Stablecoin deposits also accepted. |
| Card | Virtual Visa card, free issuance, no Rebind FX markup (Visa rates apply). Physical card offered in the app, fee unconfirmed. Issuer not confirmed. |
| Availability | App listed in the Greek, Belgian and Singaporean app stores. EEA-wide IBAN through Monerium. |
| Funding | €1.6 million pre-seed. Founder active on X as @StevenFgr. |
| App | iOS and Android. Google Play showed roughly 1,600 downloads as of June 2026. |
| Regulatory status | Not registered. Absent from the AMF PSAN and CASP whitelist and from the ESMA MiCA registers as of 7 September 2026. Its own terms say it is not regulated as a financial intermediary. |
Rebind gives you a euro IBAN in your own name through Monerium, and you can withdraw to any IBAN. Rebind does not mention exchanges anywhere. Monerium's terms allow third-party SEPA payments but forbid receiving money from a third party and sending the same amount straight back to it.
No. Rebind SAS is a Paris company whose terms say it is not regulated as a financial intermediary. It holds no customer funds, and there is no deposit guarantee. The IBAN comes from Monerium, an e-money institution licensed in Iceland, and the card from Gnosis Pay.
The app is available in the EU only, through app store regional settings. You must be 18 or over and an EU citizen or national, or a company domiciled in the EU. A list of about 60 excluded nationalities applies, including Russia, China and Pakistan.
Nothing on stablecoin transactions or IBAN transfers. Swaps cost 0.8% and Rebind keeps 15% of the yield you earn, with lower rates for early access users. Card fees are set by Gnosis Pay.