Which banks offer a stablecoin off-ramp and staking?

Every bank that passes this test also appears on Crypto-friendly banks with staking, and the list is identical. That page carries the full write-up and is the one search engines are pointed to. The table below is the same set.

The banks that pass

BankScoreTypeHealthP2PVerdict
Sygnum15/16Crypto-nativeSolidnoneYes, but only for qualified investors, companies and institutions. Sygnum does not take retail clients.
AMINA Bank15/16Crypto-nativeSolidnoneYes, but only for professional clients and companies. Individuals need CHF 500,000 in assets plus finance experience, or CHF 2 million.
Swissquote15/16NeobankSolidStrictYes, with fenced on-chain flows: crypto comes in only from six named exchanges or your own wallet, and never goes out to an exchange.
Xapo Bank14/16Crypto-nativeSolidUnknownYes. Bitcoin and stablecoins are the core product, though the bank publishes no policy on transfers to exchanges.
Wirex14/16NeobankUnknownStrictYes. Crypto moves freely in and out, but the card cannot buy crypto elsewhere and the old app lost its crypto features in the EEA on 30 June 2026.
Bank Frick13/16Crypto-nativeSolidnoneYes for crypto businesses, intermediaries and wealthy private clients. No walk-in retail.
Revolut13/16NeobankWatchMixedYes for individuals, with the deepest crypto stack of any app-bank. No for crypto businesses.
Anchorage Digital12/16Crypto-nativeSolidnoneYes for institutions, no for individuals.
Bunq12/16NeobankWatchMixedYes for retail through the Kraken-powered bunq Crypto tab, and for licensed CASPs on a fiat-only business account. Coins cannot leave the app.
Bitcoin Suisse11/16Crypto-nativeSolidnoneYes, for people with CHF 50,000 or more. It is a crypto broker and custodian, not a deposit bank.
Rebind11/16NeobankWatchUnknownYes for euro transfers through a personal Monerium IBAN, but Rebind is an app, not a bank, and it never names exchanges.
BCB Group10/16Business bankingWatchnoneYes for crypto businesses and institutions, no for individuals. BCB is a payments and settlement provider, not a bank.
PostFinance9/16TraditionalSolidMixedYes. PostFinance sells, holds and stakes crypto in its own app, but only for Swiss residents and with no way to move coins to your own wallet.
Standard Chartered8/16TraditionalWatchnoneYes for institutions, through spot trading, custody and stablecoins. Retail customers get little beyond the Mox app in Hong Kong.

Click a column to sort. Health is our tag. P2P is community-reported and separate from the score.

Bank by bank

Sygnum 15 of 16 · stablecoin off-ramp: yes · staking: yes
Allowed: USDC and USDT custody, trading and conversion to fiat, plus Sygnum's own Swiss franc settlement token DCHF
Watch out: Trading staked ETH while it is locked
AMINA Bank 15 of 16 · stablecoin off-ramp: yes · staking: yes
Allowed: Trading between fiat and BTC, ETH, USDC, USDT, EURC, PYUSD, RLUSD and a long list of altcoins
Watch out: Stablecoin rewards for US persons and anyone resident or domiciled in the EEA
Swissquote 15 of 16 · stablecoin off-ramp: yes · staking: yes
Allowed: Buy and sell about 55 cryptocurrencies, including USDC, USDT and EURC, inside a normal Swissquote bank account
Xapo Bank 14 of 16 · stablecoin off-ramp: yes · staking: partial
Allowed: USDC on Ethereum or Solana and USDT on Ethereum or Tron, converted to USD in the account on arrival
Wirex 14 of 16 · stablecoin off-ramp: yes · staking: partial
Allowed: On-chain sends of USDC, USDT and EURC to any wallet or exchange that supports the token and network, with only the network fee charged
Watch out: No FSCS or deposit protection on fiat or crypto, and Earn balances carry no compensation scheme cover
Bank Frick 13 of 16 · stablecoin off-ramp: yes · staking: yes
Allowed: Custody of 16 crypto assets including BTC, ETH, SOL, XRP, LTC, XLM, AVAX, LINK, DOT, ADA, XTZ, ATOM, POL, NEAR, BCH and USDC
Watch out: Only USDC is listed among supported assets. USDT and EURC are not mentioned
Revolut 13 of 16 · stablecoin off-ramp: yes · staking: yes
Allowed: Converting USD to USDC at a guaranteed 1:1 rate with no spread, and moving the stablecoin across major chains
Watch out: USDT in the EEA and Switzerland: buying stopped on 6 July 2026 and support ended on 31 August 2026, with leftover balances converted to home currency
Anchorage Digital 12 of 16 · stablecoin off-ramp: yes · staking: yes
Allowed: Minting, redeeming and exchanging eligible stablecoins for USD or other digital assets (USDtb, PYUSD, USDe named)
Bunq 12 of 16 · stablecoin off-ramp: partial · staking: yes
Allowed: Flexible staking on 20 coins (ETH, SOL, ADA, DOT, TRX and others) with no lock-up, launched 25 September 2025
Bitcoin Suisse 11 of 16 · stablecoin off-ramp: yes · staking: yes
Allowed: Trade more than 65 crypto assets against fiat, with stablecoin and fiat pairs priced at a lower fee
Watch out: The CryptoFranc (XCHF) stablecoin was discontinued in 2024 and can no longer be bought or redeemed at Bitcoin Suisse
Rebind 11 of 16 · stablecoin off-ramp: yes · staking: yes
Allowed: Savings in EURe, EURC, USDC or USDT placed in Aave, Morpho and Fluid money markets, advertised at up to 5% on euros and 8% on dollars
BCB Group 10 of 16 · stablecoin off-ramp: yes · staking: partial
Allowed: Fiat to crypto and crypto to fiat conversion, with USDC named, settled into SEPA or Faster Payments
Watch out: USDT services are not available to EU-based clients
PostFinance 9 of 16 · stablecoin off-ramp: partial · staking: yes
Allowed: USDC, added in February 2026, can be bought and sold in-app like any other listed coin
Watch out: USDT is not on the list. USDC is the only stablecoin offered
Standard Chartered 8 of 16 · stablecoin off-ramp: partial · staking: partial
Allowed: Conversion between Hong Kong dollars and the HKDAP stablecoin for eligible institutional and corporate clients of Standard Chartered Hong Kong
Watch out: HKDAP stablecoin access is limited to institutions, corporates and professional investors during the current phase. Retail access is not yet live

Up to the full list

Every scored bank (36)

Same region, other tests

Crypto-friendly banks with a stablecoin off-ramp (26)Crypto-friendly banks with exchange transfers and a stablecoin off-ramp (24)Crypto-friendly banks with a stablecoin off-ramp and custody (22)Crypto-friendly banks with a stablecoin off-ramp and Web3 business accounts (21)Crypto-friendly banks with a stablecoin off-ramp and a card (15)Crypto-friendly banks with staking (14)Crypto-friendly banks with exchange transfers and staking (14)Crypto-friendly banks with custody and staking (13)

A stablecoin off-ramp and staking elsewhere

Crypto-friendly banks in the EU with a stablecoin off-ramp and staking (5)Crypto-friendly banks in Europe outside the EU with a stablecoin off-ramp and staking (11)Crypto-friendly banks in the UK with a stablecoin off-ramp and staking (5)Crypto-friendly banks in Switzerland with a stablecoin off-ramp and staking (6)Crypto-friendly banks in the Gulf and MENA with a stablecoin off-ramp and staking (2)
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