Pass both and the bank keeps your coins and earns on them without you touching a validator. Sygnum, AMINA Bank and Swissquote lead at 15 of 16, Bank Frick, Revolut, Anchorage Digital and Bitcoin Suisse follow, and PostFinance is the one traditional bank to pass in full, staking ETH from 0.1 ETH with keys held by Sygnum. Xapo Bank, Singapore Gulf Bank and Standard Chartered pass on a partial staking score (Xapo pays interest in Bitcoin, SGB pays 4.00% on USD fixed deposits with no crypto yield, Standard Chartered stakes only for institutions through Zodia Custody), and Wirex scores partial on both with Earn accounts and no deposit protection. Monerium, ClearBank, Cross River Bank, Mercury and Rebind fail custody because they hold no crypto for clients, while the closed-loop retail banks fail staking: BBVA, Zürcher Kantonalbank, Luzerner Kantonalbank, Santander Openbank, Raiffeisen NÖ-Wien, N26, RAKBank, Liv, Wio Bank and ruya all sell and hold coins but publish no staking or yield, LHV plans staking after its 2026 MiCA licence, and DBS is barred by MAS from offering staking to retail since July 2023.
| Bank | Score | Type | Health | P2P | Verdict |
|---|---|---|---|---|---|
| Sygnum | 15/16 | Crypto-native | Solid | none | Yes, but only for qualified investors, companies and institutions. Sygnum does not take retail clients. |
| AMINA Bank | 15/16 | Crypto-native | Solid | none | Yes, but only for professional clients and companies. Individuals need CHF 500,000 in assets plus finance experience, or CHF 2 million. |
| Swissquote | 15/16 | Neobank | Solid | Strict | Yes, with fenced on-chain flows: crypto comes in only from six named exchanges or your own wallet, and never goes out to an exchange. |
| Xapo Bank | 14/16 | Crypto-native | Solid | Unknown | Yes. Bitcoin and stablecoins are the core product, though the bank publishes no policy on transfers to exchanges. |
| Wirex | 14/16 | Neobank | Unknown | Strict | Yes. Crypto moves freely in and out, but the card cannot buy crypto elsewhere and the old app lost its crypto features in the EEA on 30 June 2026. |
| Bank Frick | 13/16 | Crypto-native | Solid | none | Yes for crypto businesses, intermediaries and wealthy private clients. No walk-in retail. |
| Revolut | 13/16 | Neobank | Watch | Mixed | Yes for individuals, with the deepest crypto stack of any app-bank. No for crypto businesses. |
| Anchorage Digital | 12/16 | Crypto-native | Solid | none | Yes for institutions, no for individuals. |
| Bunq | 12/16 | Neobank | Watch | Mixed | Yes for retail through the Kraken-powered bunq Crypto tab, and for licensed CASPs on a fiat-only business account. Coins cannot leave the app. |
| Bitcoin Suisse | 11/16 | Crypto-native | Solid | none | Yes, for people with CHF 50,000 or more. It is a crypto broker and custodian, not a deposit bank. |
| BCB Group | 10/16 | Business banking | Watch | none | Yes for crypto businesses and institutions, no for individuals. BCB is a payments and settlement provider, not a bank. |
| PostFinance | 9/16 | Traditional | Solid | Mixed | Yes. PostFinance sells, holds and stakes crypto in its own app, but only for Swiss residents and with no way to move coins to your own wallet. |
| Standard Chartered | 8/16 | Traditional | Watch | none | Yes for institutions, through spot trading, custody and stablecoins. Retail customers get little beyond the Mox app in Hong Kong. |
Click a column to sort. Health is our tag. P2P is community-reported and separate from the score.
Swissquote stakes ETH, DOT, SOL and ADA from inside the account and keeps 20% of rewards. AMINA Bank stakes ETH, SOL, ADA, DOT, POL, XTZ, ATOM and GRAM and keeps 15%. Sygnum stakes ETH, SOL, ADA, SUI, ATOM, ICP and XTZ inside the custody account, Bank Frick credits rewards to your crypto account, and PostFinance credits Ethereum staking rewards to the account. Revolut advertises up to 22% APY across 16 tokens including ETH, SOL, ADA, DOT, ATOM and ALGO, and Anchorage Digital stakes on more than 20 networks for institutions.
Retail can. Revolut stakes for personal accounts in the UK, all 30 EEA countries, Switzerland, Australia, Brazil, Japan, New Zealand, Singapore and the US, Swissquote stakes inside an ordinary Swiss bank account, and PostFinance stakes Ethereum for Swiss residents, with joint accounts and Swiss business customers added in May 2026. Bitcoin Suisse takes private clients from CHF 50,000. Sygnum, AMINA Bank and Bank Frick take qualified or professional clients, and Anchorage Digital and Standard Chartered stake only for institutions.