Yes for institutions, no for individuals.
| Criterion | Score | Source |
|---|---|---|
| Accepts exchange transfers | yes (2) | source · checked 8 September 2026 |
| Stablecoin off-ramp | yes (2) | source · checked 8 September 2026 |
| Business accounts for Web3 | yes (2) | source · checked 8 September 2026 |
| Custody | yes (2) | source · checked 8 September 2026 |
| Staking and yield | yes (2) | source · checked 8 September 2026 |
| Card | no (0) | source · checked 8 September 2026 |
| Multiple jurisdictions | yes (2) | source · checked 8 September 2026 |
| Open to retail | no (0) | source · checked 8 September 2026 |
Total 12 of 16. Yes scores 2, partial 1, no 0. A secondary source is press or a third party rather than the bank or its regulator. Unverified means no source could be found; the score stands until one is.
Scores are revised when a bank's documents change. Each revision is dated and sourced.
| 8 September 2026 | Multiple jurisdictions | partial to yes | source |
| Jurisdiction | United States |
| Type | Crypto-native |
| Health tag | Solid US federal trust charter. The 2022 AML consent order was formally lifted in August 2025. · checked 26 August 2026 |
| Last verified | 8 September 2026 |
| 2021 | OCC conditionally approved the conversion of Anchorage Trust Company into Anchorage Digital Bank N.A., the first federally chartered crypto bank, on 13 January 2021. source |
| 2022 | OCC consent order of 21 April 2022 for failing to adopt and implement an adequate BSA/AML compliance programme, in breach of the operating agreement. source |
| 2025 | OCC terminated the 2022 consent order on 20 August 2025. Anchorage Digital Singapore had received its MAS Major Payment Institution licence in November 2024. source |
No. Anchorage Digital's legal page says its services are offered to institutions and to certain high net worth individuals in limited circumstances. The client list runs from hedge funds and ETF issuers to protocols, exchanges and corporate treasuries. It is also not marketed to residents outside the US and Singapore.
Institutional clients get USD accounts with ACH and SWIFT wires and can send and receive dollars alongside crypto. Since June 2026 clients can also trade on Binance through off-exchange settlement, pledging crypto and USD held at Anchorage as collateral. Anchorage does not publish a policy on wiring to your own account at a specific exchange, so ask during onboarding.
Yes for eligible stablecoins. The stablecoin rewards page says clients can mint, redeem and exchange eligible stablecoins for USD or other digital assets. USDtb, PYUSD and USDe are named. Anchorage Digital Bank is the sole issuer of USDtb, which is backed mostly by BlackRock's BUIDL fund.
There is no public fee schedule. A custody agreement filed with the SEC shows the shape of it: a one-time onboarding fee, a monthly custody fee in annual basis points on assets under custody, and a monthly minimum if holdings fall below a set level. Trading spreads and wire fees are not published.