Which banks in the EU offer a stablecoin off-ramp and staking?
Every bank that passes this test also appears on Crypto-friendly banks in the EU with staking, and the list is identical. That page carries the full write-up and is the one search engines are pointed to. The table below is the same set.
The banks that pass
| Bank | Score | Type | Health | P2P | Verdict |
|---|---|---|---|---|---|
 Wirex | 14/16 | Neobank | Unknown | Strict | Yes. Crypto moves freely in and out, but the card cannot buy crypto elsewhere and the old app lost its crypto features in the EEA on 30 June 2026. |
 Revolut | 13/16 | Neobank | Watch | Mixed | Yes for individuals, with the deepest crypto stack of any app-bank. No for crypto businesses. |
 Bunq | 12/16 | Neobank | Watch | Mixed | Yes for retail through the Kraken-powered bunq Crypto tab, and for licensed CASPs on a fiat-only business account. Coins cannot leave the app. |
 Rebind | 11/16 | Neobank | Watch | Unknown | Yes for euro transfers through a personal Monerium IBAN, but Rebind is an app, not a bank, and it never names exchanges. |
 BCB Group | 10/16 | Business banking | Watch | none | Yes for crypto businesses and institutions, no for individuals. BCB is a payments and settlement provider, not a bank. |
Click a column to sort. Health is our tag. P2P is community-reported and separate from the score.
Bank by bank
Wirex 14 of 16 · stablecoin off-ramp: yes · staking: partial
Allowed: On-chain sends of USDC, USDT and EURC to any wallet or exchange that supports the token and network, with only the network fee charged
Watch out: No FSCS or deposit protection on fiat or crypto, and Earn balances carry no compensation scheme cover
Allowed: On-chain sends of USDC, USDT and EURC to any wallet or exchange that supports the token and network, with only the network fee charged
Watch out: No FSCS or deposit protection on fiat or crypto, and Earn balances carry no compensation scheme cover
Revolut 13 of 16 · stablecoin off-ramp: yes · staking: yes
Allowed: Converting USD to USDC at a guaranteed 1:1 rate with no spread, and moving the stablecoin across major chains
Watch out: USDT in the EEA and Switzerland: buying stopped on 6 July 2026 and support ended on 31 August 2026, with leftover balances converted to home currency
Allowed: Converting USD to USDC at a guaranteed 1:1 rate with no spread, and moving the stablecoin across major chains
Watch out: USDT in the EEA and Switzerland: buying stopped on 6 July 2026 and support ended on 31 August 2026, with leftover balances converted to home currency
Bunq 12 of 16 · stablecoin off-ramp: partial · staking: yes
Allowed: Flexible staking on 20 coins (ETH, SOL, ADA, DOT, TRX and others) with no lock-up, launched 25 September 2025
Allowed: Flexible staking on 20 coins (ETH, SOL, ADA, DOT, TRX and others) with no lock-up, launched 25 September 2025
Rebind 11 of 16 · stablecoin off-ramp: yes · staking: yes
Allowed: Savings in EURe, EURC, USDC or USDT placed in Aave, Morpho and Fluid money markets, advertised at up to 5% on euros and 8% on dollars
Allowed: Savings in EURe, EURC, USDC or USDT placed in Aave, Morpho and Fluid money markets, advertised at up to 5% on euros and 8% on dollars
BCB Group 10 of 16 · stablecoin off-ramp: yes · staking: partial
Allowed: Fiat to crypto and crypto to fiat conversion, with USDC named, settled into SEPA or Faster Payments
Watch out: USDT services are not available to EU-based clients
Allowed: Fiat to crypto and crypto to fiat conversion, with USDC named, settled into SEPA or Faster Payments
Watch out: USDT services are not available to EU-based clients