This pairing is the cash-out route: sell on an exchange or hold a stablecoin, then land euros in an account without a fight. Wirex, Monerium and BCB Group score full on both, and Revolut, SG-FORGE and Rebind score full on the stablecoin side with a partial on exchange transfers, because Revolut lists some exchanges as unsupported, SG-FORGE reaches individuals only through exchanges, and Rebind never names one. Bunq, BBVA, Santander · Openbank and Raiffeisen NÖ-Wien are partial on both, meaning an exchange transfer will usually clear but there is no stablecoin service to speak of. LHV fails on stablecoins because it offers no e-money tokens, Deutsche Bank fails on exchange transfers because it publishes no policy, and N26 and Commerzbank fail both.
| Bank | Score | Type | Health | P2P | Verdict |
|---|---|---|---|---|---|
| Wirex | 14/16 | Neobank | Unknown | Strict | Yes. Crypto moves freely in and out, but the card cannot buy crypto elsewhere and the old app lost its crypto features in the EEA on 30 June 2026. |
| Revolut | 13/16 | Neobank | Watch | Mixed | Yes for individuals, with the deepest crypto stack of any app-bank. No for crypto businesses. |
| Bunq | 12/16 | Neobank | Watch | Mixed | Yes for retail through the Kraken-powered bunq Crypto tab, and for licensed CASPs on a fiat-only business account. Coins cannot leave the app. |
| Rebind | 11/16 | Neobank | Watch | Unknown | Yes for euro transfers through a personal Monerium IBAN, but Rebind is an app, not a bank, and it never names exchanges. |
| Monerium | 10/16 | Business banking | Solid | Strict | Yes. Monerium is built for moving euros between bank rails and your own wallet, but its terms ban using the IBAN for P2P crypto platforms. |
| BCB Group | 10/16 | Business banking | Watch | none | Yes for crypto businesses and institutions, no for individuals. BCB is a payments and settlement provider, not a bank. |
| BBVA | 9/16 | Traditional | Solid | Mixed | Yes. BBVA sells and holds bitcoin and ether inside its own app in Spain, Switzerland and Türkiye, but the Spanish service is a closed loop and moving coins out costs 4%. |
| SG-FORGE | 7/16 | Traditional | Solid | none | Yes for institutions and crypto firms, no for individuals. SG-FORGE is a stablecoin issuer and custodian, not a retail bank. |
Click a column to sort. Health is our tag. P2P is community-reported and separate from the score.
Wirex: top up USDC, it becomes a EUR balance 1:1 with no spread, and SEPA takes it out. Rebind takes USDC into savings and withdraws to any IBAN free of charge. Monerium works with euros only, so the play there is EURe rather than USDC, burned into euros at any SEPA account. Revolut sells USDC in-app and still supports it in the EEA after USDT was withdrawn.
LHV takes euro transfers to and from exchanges as ordinary payments and its UK arm banks Coinbase and Bitstamp, so it passes that test. It fails stablecoins because it offers only 'other crypto assets' under MiCA and no e-money or asset-referenced tokens. Deutsche Bank is the mirror case: a partial stablecoin score through the EURAU link and no published policy on exchange transfers.