A crypto company needs an account that will move money to and from exchanges without freezing it, and this pairing tests exactly that. Wirex, LHV, Monerium and BCB Group score full on both: Wirex Business, LHV's UK arm with Coinbase and Bitstamp as clients, Monerium's business IBAN, and BCB's settlement network. Bunq and SG-FORGE score partial on both, Bunq because its CASP accounts are fiat only and its risk engine can block flagged payments, SG-FORGE because its banking for exchanges runs through Societe Generale at institutional level. Revolut, BBVA, Santander · Openbank, Raiffeisen NÖ-Wien and Rebind fail on business accounts, Deutsche Bank and Commerzbank fail on exchange transfers because neither publishes a policy, and N26 fails both.
| Bank | Score | Type | Health | P2P | Verdict |
|---|---|---|---|---|---|
| Wirex | 14/16 | Neobank | Unknown | Strict | Yes. Crypto moves freely in and out, but the card cannot buy crypto elsewhere and the old app lost its crypto features in the EEA on 30 June 2026. |
| Bunq | 12/16 | Neobank | Watch | Mixed | Yes for retail through the Kraken-powered bunq Crypto tab, and for licensed CASPs on a fiat-only business account. Coins cannot leave the app. |
| Monerium | 10/16 | Business banking | Solid | Strict | Yes. Monerium is built for moving euros between bank rails and your own wallet, but its terms ban using the IBAN for P2P crypto platforms. |
| BCB Group | 10/16 | Business banking | Watch | none | Yes for crypto businesses and institutions, no for individuals. BCB is a payments and settlement provider, not a bank. |
| LHV | 9/16 | Business banking | Solid | Relaxed | Yes. Crypto trading is built into the Estonian app, and the UK arm banks Coinbase and Bitstamp, but coins cannot leave the bank. |
| SG-FORGE | 7/16 | Traditional | Solid | none | Yes for institutions and crypto firms, no for individuals. SG-FORGE is a stablecoin issuer and custodian, not a retail bank. |
Click a column to sort. Health is our tag. P2P is community-reported and separate from the score.
Monerium issues a euro IBAN in the company's name that takes SEPA and SEPA Instant from any bank, and euros arriving become EURe in the company wallet. LHV gives crypto clients virtual IBANs with SEPA Instant and Faster Payments through its UK bank. BCB Group provides virtual IBANs and EUR e-money accounts through its French EMI, plus free settlement with exchanges on BLINC. Wirex Business takes crypto companies and runs its own SEPA rails.
It scores partial on Web3 business accounts, since it banks regulated exchanges like Bitpanda and Bullish. It fails exchange transfers because it publishes no policy on customers sending money to or from exchanges, and a single community report of a Kraken withdrawal landing is not a stated stance. Commerzbank is out for the same reason.