Which banks in Switzerland offer exchange transfers and a stablecoin off-ramp?

Every bank that passes this test also appears on Crypto-friendly banks in Switzerland with a stablecoin off-ramp, and the list is identical. That page carries the full write-up and is the one search engines are pointed to. The table below is the same set.

The banks that pass

BankScoreTypeHealthP2PVerdict
Sygnum15/16Crypto-nativeSolidnoneYes, but only for qualified investors, companies and institutions. Sygnum does not take retail clients.
AMINA Bank15/16Crypto-nativeSolidnoneYes, but only for professional clients and companies. Individuals need CHF 500,000 in assets plus finance experience, or CHF 2 million.
Swissquote15/16NeobankSolidStrictYes, with fenced on-chain flows: crypto comes in only from six named exchanges or your own wallet, and never goes out to an exchange.
Bank Frick13/16Crypto-nativeSolidnoneYes for crypto businesses, intermediaries and wealthy private clients. No walk-in retail.
Bitcoin Suisse11/16Crypto-nativeSolidnoneYes, for people with CHF 50,000 or more. It is a crypto broker and custodian, not a deposit bank.
PostFinance9/16TraditionalSolidMixedYes. PostFinance sells, holds and stakes crypto in its own app, but only for Swiss residents and with no way to move coins to your own wallet.
BBVA9/16TraditionalSolidMixedYes. BBVA sells and holds bitcoin and ether inside its own app in Spain, Switzerland and Türkiye, but the Spanish service is a closed loop and moving coins out costs 4%.
Luzerner Kantonalbank7/16TraditionalSolidnoneYes. Crypto trading, custody and wallet transfers are built into the bank's own e-banking, for Swiss residents.

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Bank by bank

Sygnum 15 of 16 · exchange transfers: yes · stablecoin off-ramp: yes
Allowed: Institutional off-exchange custody (Sygnum Protect) for trading on Binance, Deribit and Bybit without pre-funding the exchange
AMINA Bank 15 of 16 · exchange transfers: yes · stablecoin off-ramp: yes
Allowed: Crypto transfers into AMINA from your own account at a supported exchange or custodian, including Coinbase, Kraken, Bitstamp, ByBit, Deribit and Revolut, once you prove the account is yours
Watch out: Stablecoin rewards for US persons and anyone resident or domiciled in the EEA
Swissquote 15 of 16 · exchange transfers: yes · stablecoin off-ramp: yes
Allowed: Crypto deposits from six whitelisted exchanges: Bitpanda, Bitstamp, Coinbase, Gemini, Kraken and Revolut, after you upload screenshots of the transaction
Watch out: Crypto withdrawals to any cryptocurrency exchange. Swissquote says attempts could result in loss of the funds
Bank Frick 13 of 16 · exchange transfers: yes · stablecoin off-ramp: yes
Allowed: USDC held in custody and exchanged for fiat under the bank's fiat/crypto exchange service
Watch out: Only USDC is listed among supported assets. USDT and EURC are not mentioned
Bitcoin Suisse 11 of 16 · exchange transfers: partial · stablecoin off-ramp: yes
Allowed: Fund the account by bank transfer in CHF, EUR or USD, or by sending crypto in
Watch out: Withdrawals only to bank accounts and wallets you can prove you own, so no fiat to a third party or an exchange's own bank account
PostFinance 9 of 16 · exchange transfers: partial · stablecoin off-ramp: partial
Allowed: USDC, added in February 2026, can be bought and sold in-app like any other listed coin
Watch out: No published policy on fiat transfers to or from crypto exchanges. A third-party guide reports CHF transfers to regulated exchanges are not blocked
BBVA 9 of 16 · exchange transfers: partial · stablecoin off-ramp: partial
Allowed: USDC custody, exchange and near real-time conversion into euros or dollars at BBVA Switzerland (announced September 2024)
Watch out: Spanish purchases are capped at 20,000 euros a year (50,000 on request) and the SEPA Instant ceiling is low, around 1,000 euros per transfer
Luzerner Kantonalbank 7 of 16 · exchange transfers: partial · stablecoin off-ramp: partial
Allowed: Transfer supported coins in from an external wallet you control, free of charge, minimum CHF 5,000 per coin
Watch out: No published policy on bank transfers to or from external crypto exchanges

Up to the full list

Crypto-friendly banks in Switzerland (9)

Same region, other tests

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