Four providers let you hold a stablecoin and spend it, or its euro equivalent, on a card. Wirex, Revolut and Rebind score full on both: Wirex converts stablecoin top-ups 1:1 and spends through its EEA Mastercard, Revolut's crypto card spends from a chosen crypto balance, and Rebind's virtual Visa through Gnosis Pay spends EURe. Bunq has the card but a partial on stablecoins, since its Kraken-powered trading takes no inbound deposits. LHV and N26 fail on stablecoins, Monerium, BCB Group, BBVA, SG-FORGE, Santander · Openbank, Deutsche Bank and Raiffeisen NÖ-Wien fail on card, and Commerzbank fails both.
| Bank | Score | Type | Health | P2P | Verdict |
|---|---|---|---|---|---|
| Wirex | 14/16 | Neobank | Unknown | Strict | Yes. Crypto moves freely in and out, but the card cannot buy crypto elsewhere and the old app lost its crypto features in the EEA on 30 June 2026. |
| Revolut | 13/16 | Neobank | Watch | Mixed | Yes for individuals, with the deepest crypto stack of any app-bank. No for crypto businesses. |
| Bunq | 12/16 | Neobank | Watch | Mixed | Yes for retail through the Kraken-powered bunq Crypto tab, and for licensed CASPs on a fiat-only business account. Coins cannot leave the app. |
| Rebind | 11/16 | Neobank | Watch | Unknown | Yes for euro transfers through a personal Monerium IBAN, but Rebind is an app, not a bank, and it never names exchanges. |
| BBVA | 9/16 | Traditional | Solid | Mixed | Yes. BBVA sells and holds bitcoin and ether inside its own app in Spain, Switzerland and Türkiye, but the Spanish service is a closed loop and moving coins out costs 4%. |
| Deutsche Bank | 6/16 | Traditional | Watch | none | Yes for crypto businesses and institutions, not yet for individuals. |
Click a column to sort. Health is our tag. P2P is community-reported and separate from the score.
Yes, three ways. Wirex turns a USDC, USDT or EURC top-up into a EUR balance with no spread and spends it on a Mastercard with 0.5% to 8% cashback. Revolut's crypto card spends directly from the crypto balance you choose. Rebind's virtual Visa, issued through Gnosis Pay, spends EURe and pays cashback in GNO, and no physical card is documented.
Monerium does not issue a card. Gnosis Pay and MetaMask Card spend EURe but are separate products with their own issuers, so Monerium scores no on the card test. Rebind is the way in: it bundles a Monerium IBAN with a Gnosis Pay virtual Visa and passes both tests.