This page is for someone who trades on an exchange but wants a bank to hold coins as well. Nine providers pass, and none scores full on both: Wirex, LHV and BCB Group are full on exchange transfers with partial custody, Revolut, BBVA and SG-FORGE are full on custody with partial exchange transfers, and Bunq, Santander · Openbank and Raiffeisen NÖ-Wien are partial on both. Worth knowing before you pick: at LHV, Bunq, BBVA Spain, Openbank and Raiffeisen the exchange link is fiat only, since none of them accepts crypto deposits from outside. Monerium and Rebind fail custody because they never hold your assets, and N26, Deutsche Bank and Commerzbank fail exchange transfers because they publish no rule on them.
| Bank | Score | Type | Health | P2P | Verdict |
|---|---|---|---|---|---|
| Wirex | 14/16 | Neobank | Unknown | Strict | Yes. Crypto moves freely in and out, but the card cannot buy crypto elsewhere and the old app lost its crypto features in the EEA on 30 June 2026. |
| Revolut | 13/16 | Neobank | Watch | Mixed | Yes for individuals, with the deepest crypto stack of any app-bank. No for crypto businesses. |
| Bunq | 12/16 | Neobank | Watch | Mixed | Yes for retail through the Kraken-powered bunq Crypto tab, and for licensed CASPs on a fiat-only business account. Coins cannot leave the app. |
| BCB Group | 10/16 | Business banking | Watch | none | Yes for crypto businesses and institutions, no for individuals. BCB is a payments and settlement provider, not a bank. |
| LHV | 9/16 | Business banking | Solid | Relaxed | Yes. Crypto trading is built into the Estonian app, and the UK arm banks Coinbase and Bitstamp, but coins cannot leave the bank. |
| BBVA | 9/16 | Traditional | Solid | Mixed | Yes. BBVA sells and holds bitcoin and ether inside its own app in Spain, Switzerland and Türkiye, but the Spanish service is a closed loop and moving coins out costs 4%. |
| SG-FORGE | 7/16 | Traditional | Solid | none | Yes for institutions and crypto firms, no for individuals. SG-FORGE is a stablecoin issuer and custodian, not a retail bank. |
| Santander · Openbank | 7/16 | Traditional | Solid | Strict | Yes for buying crypto inside the bank, with a closed loop that is slow and costly to leave, and exchange transfers that vary by country. |
| Raiffeisen NÖ-Wien | 4/16 | Traditional | Watch | Mixed | Yes for buying crypto inside the banking app, but it is a closed loop and only for Austrian residents. |
Click a column to sort. Health is our tag. P2P is community-reported and separate from the score.
Wirex takes crypto deposits from any exchange address on a network it supports. Revolut takes deposits from Coinbase, Binance, Kraken, Bitstamp and eToro, but not from Bitfinex, Bittrex or Roqqu. LHV, Bunq, BBVA Spain, Santander · Openbank and Raiffeisen NÖ-Wien accept no inbound crypto, so the only thing you can send them from Kraken is euros. BCB Group holds balances for business clients only.
Wirex sends USDC, USDT and EURC on-chain for the network fee, and Revolut sends to external wallets unless it links the address to an unsupported exchange. BBVA and Santander · Openbank will return coins to another EU custodian in your name for 4% of the euro value, Openbank as a full position within 15 business days and BBVA within about seven days by user reports. LHV, Bunq and Raiffeisen NÖ-Wien offer no way out except selling.