A company that gets paid in stablecoins or pays suppliers in them needs somewhere to turn tokens into euros under the company name. Wirex, Monerium and BCB Group score full on both: Wirex Business with 1:1 stablecoin conversion, Monerium with business IBANs minting and burning EURe, and BCB with USDC conversion into SEPA for its exchange and fintech clients. SG-FORGE is full on stablecoins and partial on accounts, because minting EURCV and USDCV needs institutional onboarding. Bunq and Deutsche Bank are partial on both, Bunq because its CASP account is fiat only, Deutsche Bank because its exchange banking is institutional and its stablecoin link runs through DWS. LHV and Commerzbank fail on stablecoins, Revolut, BBVA, Santander · Openbank, Raiffeisen NÖ-Wien and Rebind fail on business accounts, and N26 fails both.
| Bank | Score | Type | Health | P2P | Verdict |
|---|---|---|---|---|---|
| Wirex | 14/16 | Neobank | Unknown | Strict | Yes. Crypto moves freely in and out, but the card cannot buy crypto elsewhere and the old app lost its crypto features in the EEA on 30 June 2026. |
| Bunq | 12/16 | Neobank | Watch | Mixed | Yes for retail through the Kraken-powered bunq Crypto tab, and for licensed CASPs on a fiat-only business account. Coins cannot leave the app. |
| Monerium | 10/16 | Business banking | Solid | Strict | Yes. Monerium is built for moving euros between bank rails and your own wallet, but its terms ban using the IBAN for P2P crypto platforms. |
| BCB Group | 10/16 | Business banking | Watch | none | Yes for crypto businesses and institutions, no for individuals. BCB is a payments and settlement provider, not a bank. |
| SG-FORGE | 7/16 | Traditional | Solid | none | Yes for institutions and crypto firms, no for individuals. SG-FORGE is a stablecoin issuer and custodian, not a retail bank. |
| Deutsche Bank | 6/16 | Traditional | Watch | none | Yes for crypto businesses and institutions, not yet for individuals. |
Click a column to sort. Health is our tag. P2P is community-reported and separate from the score.
SG-FORGE mints EURCV 1:1 against euros after institutional onboarding and redeems at par, directly by email or through a Preferred Partner such as Bitstamp. Monerium turns a SEPA payment into the company's IBAN into EURe in its wallet and burns EURe back to euros at any SEPA account, with API access for platforms. BCB Group trades EURCV over the counter through BCB Markets and converts stablecoins into SEPA.
No. The crypto business account is fiat only, Bunq does not hold, safeguard or custody crypto for business clients, and its pricing sheet lists the crypto transaction fee as n/a on every business plan. That is why Bunq is partial on both tests here. It suits a MiCAR-authorised CASP that needs an operating account and an omnibus account for client euros, not one that wants to park stablecoins.