Which banks in Switzerland are crypto friendly?
9 banks in Switzerland carry a CBL Score. Sygnum (15 of 16), AMINA Bank (15 of 16), Swissquote (15 of 16) lead the list. 5 of the 9 open to ordinary retail customers; the rest take businesses, institutions or qualified investors.
Every scored bank in Switzerland
| Bank | Score | Type | Health | P2P | Verdict |
|---|---|---|---|---|---|
 Sygnum | 15/16 | Crypto-native | Solid | none | Yes, but only for qualified investors, companies and institutions. Sygnum does not take retail clients. |
 AMINA Bank | 15/16 | Crypto-native | Solid | none | Yes, but only for professional clients and companies. Individuals need CHF 500,000 in assets plus finance experience, or CHF 2 million. |
 Swissquote | 15/16 | Neobank | Solid | Strict | Yes, with fenced on-chain flows: crypto comes in only from six named exchanges or your own wallet, and never goes out to an exchange. |
 Bank Frick | 13/16 | Crypto-native | Solid | none | Yes for crypto businesses, intermediaries and wealthy private clients. No walk-in retail. |
 Bitcoin Suisse | 11/16 | Crypto-native | Solid | none | Yes, for people with CHF 50,000 or more. It is a crypto broker and custodian, not a deposit bank. |
 PostFinance | 9/16 | Traditional | Solid | Mixed | Yes. PostFinance sells, holds and stakes crypto in its own app, but only for Swiss residents and with no way to move coins to your own wallet. |
 BBVA | 9/16 | Traditional | Solid | Mixed | Yes. BBVA sells and holds bitcoin and ether inside its own app in Spain, Switzerland and Türkiye, but the Spanish service is a closed loop and moving coins out costs 4%. |
 Luzerner Kantonalbank | 7/16 | Traditional | Solid | none | Yes. Crypto trading, custody and wallet transfers are built into the bank's own e-banking, for Swiss residents. |
 Zürcher Kantonalbank | 6/16 | Traditional | Solid | none | Yes for buying and holding crypto inside the bank, but nothing moves in or out. |
Click a column to sort. Health is our tag. P2P is community-reported and separate from the score.
How Switzerland regulates this
- FINMA licenses banks and securities firms and publishes the list of authorised banks. Sygnum and AMINA got their licences in 2019 as the first crypto banks. Swissquote, PostFinance and the cantonal banks added crypto under existing licences. source
- Access depends on client category. Under FinSA, Sygnum takes individuals only as qualified investors with CHF 500,000 in assets, and AMINA asks for CHF 500,000 plus finance experience or CHF 2 million. Retail clients go to Swissquote, PostFinance and the cantonal banks. source
- Bitcoin Suisse is not a bank. It withdrew its FINMA banking licence application in March 2021 after an unfavourable prognosis and operates as a financial intermediary under a self-regulatory body, with its EEA licence in Liechtenstein. source
- PostFinance and Zürcher Kantonalbank are systemically important banks under Swiss National Bank decrees, and both are state-owned. Cantonal banks carry a cantonal guarantee. source
- Whether coins can leave the bank varies. Luzerner Kantonalbank allows deposits and withdrawals to wallets you control. PostFinance and Zürcher Kantonalbank keep everything inside the bank. source
Every list for Switzerland
By bank type
By what the bank lets you do
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