Which banks in Switzerland offer Web3 business accounts and a card?
4 banks in Switzerland pass on Web3 business accounts and a card: Sygnum (15 of 16), AMINA Bank (15 of 16), Swissquote (15 of 16) lead.
The banks that pass
| Bank | Score | Type | Health | P2P | Verdict |
|---|---|---|---|---|---|
 Sygnum | 15/16 | Crypto-native | Solid | none | Yes, but only for qualified investors, companies and institutions. Sygnum does not take retail clients. |
 AMINA Bank | 15/16 | Crypto-native | Solid | none | Yes, but only for professional clients and companies. Individuals need CHF 500,000 in assets plus finance experience, or CHF 2 million. |
 Swissquote | 15/16 | Neobank | Solid | Strict | Yes, with fenced on-chain flows: crypto comes in only from six named exchanges or your own wallet, and never goes out to an exchange. |
 Bank Frick | 13/16 | Crypto-native | Solid | none | Yes for crypto businesses, intermediaries and wealthy private clients. No walk-in retail. |
Click a column to sort. Health is our tag. P2P is community-reported and separate from the score.
Bank by bank
Sygnum 15 of 16 · Web3 business accounts: yes · card: yes
Allowed: Bank accounts, treasury and payments for DLT companies, foundations and Web3 startups
Watch out: Paying merchants directly in crypto with the card. The Viseca-issued card settles in fiat, and crypto is converted first
Allowed: Bank accounts, treasury and payments for DLT companies, foundations and Web3 startups
Watch out: Paying merchants directly in crypto with the card. The Viseca-issued card settles in fiat, and crypto is converted first
AMINA Bank 15 of 16 · Web3 business accounts: yes · card: yes
Allowed: Business accounts for Web3 startups, miners, exchanges, market makers and funds, including a zero-fee startup package
Watch out: No card on the free Silver package. Cards come with Gold (CHF 480 a year) or Platinum (CHF 1,000 a month)
Allowed: Business accounts for Web3 startups, miners, exchanges, market makers and funds, including a zero-fee startup package
Watch out: No card on the free Silver package. Cards come with Gold (CHF 480 a year) or Platinum (CHF 1,000 a month)
Swissquote 15 of 16 · Web3 business accounts: partial · card: yes
Allowed: Business accounts with crypto custody, trading and staking for Swiss SMEs and international companies
Watch out: Swissquote publishes no rule on fiat transfers to or from exchange accounts, so treat that path as unconfirmed
Allowed: Business accounts with crypto custody, trading and staking for Swiss SMEs and international companies
Watch out: Swissquote publishes no rule on fiat transfers to or from exchange accounts, so treat that path as unconfirmed
Bank Frick 13 of 16 · Web3 business accounts: yes · card: partial
Allowed: Business accounts for blockchain companies, with current accounts in CHF, EUR, USD, GBP and other convertible currencies
Watch out: Crypto trading is limited to bank business hours, Monday to Friday
Allowed: Business accounts for blockchain companies, with current accounts in CHF, EUR, USD, GBP and other convertible currencies
Watch out: Crypto trading is limited to bank business hours, Monday to Friday