Which banks in Switzerland offer a stablecoin off-ramp and custody?

Every bank that passes this test also appears on Crypto-friendly banks in Switzerland with a stablecoin off-ramp, and the list is identical. That page carries the full write-up and is the one search engines are pointed to. The table below is the same set.

The banks that pass

BankScoreTypeHealthP2PVerdict
Sygnum15/16Crypto-nativeSolidnoneYes, but only for qualified investors, companies and institutions. Sygnum does not take retail clients.
AMINA Bank15/16Crypto-nativeSolidnoneYes, but only for professional clients and companies. Individuals need CHF 500,000 in assets plus finance experience, or CHF 2 million.
Swissquote15/16NeobankSolidStrictYes, with fenced on-chain flows: crypto comes in only from six named exchanges or your own wallet, and never goes out to an exchange.
Bank Frick13/16Crypto-nativeSolidnoneYes for crypto businesses, intermediaries and wealthy private clients. No walk-in retail.
Bitcoin Suisse11/16Crypto-nativeSolidnoneYes, for people with CHF 50,000 or more. It is a crypto broker and custodian, not a deposit bank.
PostFinance9/16TraditionalSolidMixedYes. PostFinance sells, holds and stakes crypto in its own app, but only for Swiss residents and with no way to move coins to your own wallet.
BBVA9/16TraditionalSolidMixedYes. BBVA sells and holds bitcoin and ether inside its own app in Spain, Switzerland and Türkiye, but the Spanish service is a closed loop and moving coins out costs 4%.
Luzerner Kantonalbank7/16TraditionalSolidnoneYes. Crypto trading, custody and wallet transfers are built into the bank's own e-banking, for Swiss residents.

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Bank by bank

Sygnum 15 of 16 · stablecoin off-ramp: yes · custody: yes
Allowed: USDC and USDT custody, trading and conversion to fiat, plus Sygnum's own Swiss franc settlement token DCHF
Watch out: Crypto withdrawals to third-party wallets. Sygnum's help pages only describe sending to external wallets you own
AMINA Bank 15 of 16 · stablecoin off-ramp: yes · custody: yes
Allowed: Trading between fiat and BTC, ETH, USDC, USDT, EURC, PYUSD, RLUSD and a long list of altcoins
Watch out: Stablecoin rewards for US persons and anyone resident or domiciled in the EEA
Swissquote 15 of 16 · stablecoin off-ramp: yes · custody: yes
Allowed: Buy and sell about 55 cryptocurrencies, including USDC, USDT and EURC, inside a normal Swissquote bank account
Watch out: Crypto deposits from exchanges not on the whitelist, and from any custodial wallet you do not control. These are rejected and may cost extra fees
Bank Frick 13 of 16 · stablecoin off-ramp: yes · custody: yes
Allowed: Custody of 16 crypto assets including BTC, ETH, SOL, XRP, LTC, XLM, AVAX, LINK, DOT, ADA, XTZ, ATOM, POL, NEAR, BCH and USDC
Watch out: Only USDC is listed among supported assets. USDT and EURC are not mentioned
Bitcoin Suisse 11 of 16 · stablecoin off-ramp: yes · custody: yes
Allowed: Trade more than 65 crypto assets against fiat, with stablecoin and fiat pairs priced at a lower fee
Watch out: The CryptoFranc (XCHF) stablecoin was discontinued in 2024 and can no longer be bought or redeemed at Bitcoin Suisse
PostFinance 9 of 16 · stablecoin off-ramp: partial · custody: yes
Allowed: USDC, added in February 2026, can be bought and sold in-app like any other listed coin
Watch out: USDT is not on the list. USDC is the only stablecoin offered
BBVA 9 of 16 · stablecoin off-ramp: partial · custody: yes
Allowed: USDC custody, exchange and near real-time conversion into euros or dollars at BBVA Switzerland (announced September 2024)
Watch out: Only bitcoin and ether in Spain and Switzerland. No stablecoins in the Spanish app
Luzerner Kantonalbank 7 of 16 · stablecoin off-ramp: partial · custody: yes
Allowed: Buy and sell nine coins inside LUKB e-banking and the mobile app: BTC, ETH, XRP, SOL, LINK, POL, AAVE, USDC and USDT
Watch out: US persons cannot hold crypto at LUKB

Up to the full list

Crypto-friendly banks in Switzerland (9)

Same region, other tests

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A stablecoin off-ramp and custody elsewhere

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