A Web3 business account means the bank will open a current account for a company whose business is crypto, not just a company that wants to buy some. Sygnum, AMINA Bank, Bank Frick and Bitcoin Suisse all say so in plain terms: Sygnum for DLT companies, foundations and startups, AMINA for miners, exchanges, market makers and funds with a zero-fee startup package, Bank Frick for blockchain companies in CHF, EUR, USD and GBP, and Bitcoin Suisse for foundations, token issuers and funds, though its corporate accounts start at CHF 500,000. Swissquote passes partially. It offers business accounts with custody, trading and staking for Swiss SMEs and international companies, but does not describe onboarding crypto firms specifically. The four traditional banks are out. PostFinance's business offer is for Swiss companies that want to invest, with no mention of exchanges or token issuers, BBVA has no published policy on crypto businesses, and Zürcher Kantonalbank and Luzerner Kantonalbank do not offer this service.
| Bank | Score | Type | Health | P2P | Verdict |
|---|---|---|---|---|---|
| Sygnum | 15/16 | Crypto-native | Solid | none | Yes, but only for qualified investors, companies and institutions. Sygnum does not take retail clients. |
| AMINA Bank | 15/16 | Crypto-native | Solid | none | Yes, but only for professional clients and companies. Individuals need CHF 500,000 in assets plus finance experience, or CHF 2 million. |
| Swissquote | 15/16 | Neobank | Solid | Strict | Yes, with fenced on-chain flows: crypto comes in only from six named exchanges or your own wallet, and never goes out to an exchange. |
| Bank Frick | 13/16 | Crypto-native | Solid | none | Yes for crypto businesses, intermediaries and wealthy private clients. No walk-in retail. |
| Bitcoin Suisse | 11/16 | Crypto-native | Solid | none | Yes, for people with CHF 50,000 or more. It is a crypto broker and custodian, not a deposit bank. |
Click a column to sort. Health is our tag. P2P is community-reported and separate from the score.
Sygnum names DLT companies, foundations and Web3 startups as clients, and AMINA Bank has a zero-fee startup package alongside accounts for miners, exchanges, market makers and funds. Bank Frick takes blockchain companies and is a common choice for intermediaries. Bitcoin Suisse serves foundations and token issuers but sets corporate accounts at CHF 500,000.
Partly. Swissquote offers business accounts with crypto custody, trading and staking for Swiss SMEs and international companies, so a company can hold and trade crypto through it. It does not publish anything about onboarding exchanges, token issuers or other firms whose core business is crypto, which is why it scores a partial here rather than a full pass.