This page is for a company that touches crypto and needs an account that knows it. Wirex, LHV, Monerium and BCB Group score full: Wirex Business takes Web3 and crypto companies, LHV's UK arm banks crypto and VASP clients, Monerium issues business IBANs with API access to exchanges and DeFi platforms, and BCB Group counts Coinbase, Kraken, Gemini and Bitstamp as clients. The partials are narrower doors: Bunq takes MiCAR-authorised CASPs on a fiat-only account and refuses any firm with a UBO outside the EEA, SG-FORGE and Deutsche Bank bank regulated exchanges and brokers at institutional level, and Commerzbank custodies for German corporates with a 500,000 euro minimum. Revolut fails because it refuses exchanges, brokers, on and off ramps and most other crypto firms, N26 fails because N26 Business is for self-employed people only, Santander · Openbank has no business accounts at all, and BBVA, Raiffeisen NÖ-Wien and Rebind publish nothing for crypto businesses.
| Bank | Score | Type | Health | P2P | Verdict |
|---|---|---|---|---|---|
| Wirex | 14/16 | Neobank | Unknown | Strict | Yes. Crypto moves freely in and out, but the card cannot buy crypto elsewhere and the old app lost its crypto features in the EEA on 30 June 2026. |
| Bunq | 12/16 | Neobank | Watch | Mixed | Yes for retail through the Kraken-powered bunq Crypto tab, and for licensed CASPs on a fiat-only business account. Coins cannot leave the app. |
| Monerium | 10/16 | Business banking | Solid | Strict | Yes. Monerium is built for moving euros between bank rails and your own wallet, but its terms ban using the IBAN for P2P crypto platforms. |
| BCB Group | 10/16 | Business banking | Watch | none | Yes for crypto businesses and institutions, no for individuals. BCB is a payments and settlement provider, not a bank. |
| LHV | 9/16 | Business banking | Solid | Relaxed | Yes. Crypto trading is built into the Estonian app, and the UK arm banks Coinbase and Bitstamp, but coins cannot leave the bank. |
| SG-FORGE | 7/16 | Traditional | Solid | none | Yes for institutions and crypto firms, no for individuals. SG-FORGE is a stablecoin issuer and custodian, not a retail bank. |
| Deutsche Bank | 6/16 | Traditional | Watch | none | Yes for crypto businesses and institutions, not yet for individuals. |
| Commerzbank | 4/16 | Traditional | Watch | none | Yes for large German corporate clients, no for individuals. |
Click a column to sort. Health is our tag. P2P is community-reported and separate from the score.
Bunq is the one built for exactly that: a Standard account for operating funds and an Omnibus account for client fiat, for firms registered with an EU supervisor, with every UBO in the EEA. Deutsche Bank banks regulated exchanges such as Bitpanda and Bullish, and Societe Generale through SG-FORGE banks exchanges, brokers and wallet providers. Monerium and BCB Group open accounts for exchanges and fintechs, and LHV does so through its UK bank.
Because Revolut names crypto exchanges, brokers, dealers, on and off ramp providers, crypto ATMs, ICO issuers, mining, trading and investment firms, crypto asset managers and unregulated custodial wallets as businesses it will not bank. A Revolut Business account can buy, hold and sell crypto in the company's name, but it cannot send or receive crypto and may not take in funds that came from dealing in it. That serves a normal company holding some bitcoin, not a Web3 business.