Which banks in the US offer Web3 business accounts?
Every bank that passes this test also appears on Crypto-friendly banks in the US, and the list is identical. That page carries the full write-up and is the one search engines are pointed to. The table below is the same set.
Partly. Crypto startups, DAOs and funds get accounts and can wire to exchanges, but Mercury bans exchanges and MSBs and lists buying or selling crypto through the account as grounds for closure.
Not really. Custodia is a chartered Wyoming bank, but today it sells blockchain infrastructure to other banks and publishes no customer account, no fiat rail and no exchange transfer service.
Click a column to sort. Health is our tag. P2P is community-reported and separate from the score.
Bank by bank
Anchorage Digital12 of 16 · Web3 business accounts: yes Allowed: Accounts for protocols, exchanges, miners, fintechs, token issuers, funds and corporate treasuries Watch out: No retail accounts. Services go to institutions and, in limited circumstances, certain high net worth individuals
Cross River Bank8 of 16 · Web3 business accounts: yes Allowed: Business accounts and USD payment rails (ACH, Same-Day ACH, wire, RTP, FedNow, CRNow) for crypto and digital asset companies Watch out: Stablecoin accounts are for platforms, fintechs and businesses, not for individuals, and are only available in limited states
Mercury4 of 16 · Web3 business accounts: partial Allowed: Business accounts for crypto and Web3 startups, DAOs and funds registered in the US Watch out: Crypto exchanges and any money services business
Custodia Bank3 of 16 · Web3 business accounts: partial Allowed: Bitcoin custody in segregated accounts was built for fiduciaries, advisers, fund managers and corporate treasurers, and the bank says it has kept the platform while operations are reduced Watch out: No deposit account, payments product or fee schedule is published for businesses or individuals. The site footer says some services are not currently available