This filter keeps the providers that will open an account for a Web3 or crypto company. Revolut fails it: its business accounts can buy and hold crypto in the company's name, but exchanges, brokers, on and off ramp providers, mining firms and custodial wallets are all excluded, and no business account there can send or receive crypto at all. Of the six that pass, three want regulated or institutional clients: ClearBank banks Kraken, Coinbase and Gemini but takes no unregulated businesses, BCB Group takes exchanges, brokers, funds and fintechs, and Standard Chartered scores a partial because its banking and settlement is for institutional and fintech partners. Xapo Bank takes businesses, trusts and exchanges, though institutional accounts cannot pay suppliers or run payroll, Wirex Business is aimed at Web3 companies and fintechs, and LHV Bank Ltd in the UK banks crypto and virtual asset service providers with Faster Payments and SEPA Instant.
| Bank | Score | Type | Health | P2P | Verdict |
|---|---|---|---|---|---|
| Xapo Bank | 14/16 | Crypto-native | Solid | Unknown | Yes. Bitcoin and stablecoins are the core product, though the bank publishes no policy on transfers to exchanges. |
| Wirex | 14/16 | Neobank | Unknown | Strict | Yes. Crypto moves freely in and out, but the card cannot buy crypto elsewhere and the old app lost its crypto features in the EEA on 30 June 2026. |
| BCB Group | 10/16 | Business banking | Watch | none | Yes for crypto businesses and institutions, no for individuals. BCB is a payments and settlement provider, not a bank. |
| LHV | 9/16 | Business banking | Solid | Relaxed | Yes. Crypto trading is built into the Estonian app, and the UK arm banks Coinbase and Bitstamp, but coins cannot leave the bank. |
| Standard Chartered | 8/16 | Traditional | Watch | none | Yes for institutions, through spot trading, custody and stablecoins. Retail customers get little beyond the Mox app in Hong Kong. |
| ClearBank | 7/16 | Business banking | Solid | none | Yes for regulated crypto businesses, no for individuals. |
Click a column to sort. Health is our tag. P2P is community-reported and separate from the score.
LHV Bank Ltd offers GBP Faster Payments and SEPA Instant with virtual IBANs to fintech and crypto clients. ClearBank gives regulated crypto firms GBP accounts with Faster Payments and CHAPS, and BCB Group runs GBP over Faster Payments, CHAPS and SWIFT alongside more than 30 other currencies. Wirex Business is the small-company option, and Xapo Bank's accounts run GBP over Faster Payments too, with the catch that every transfer must match the entity's own name.
Xapo Bank holds Bitcoin for businesses, trusts and exchanges, with custody through its GFSC-regulated VASP, and Bitcoin is the only digital currency it supports. Wirex Business is for Web3 companies, fintechs and crypto businesses, but what those accounts hold is not spelled out in our data, so ask before you count on on-chain access. ClearBank does not hold crypto for anyone, clients keep their own wallets, and LHV's UK arm banks crypto firms in fiat while coins bought at LHV cannot leave the bank.