Three providers combine a business account for a crypto company with a card: Wirex, LHV and Bunq. Wirex scores full on both, with Wirex Business for Web3 companies and a Mastercard in the EEA. LHV banks crypto firms through its UK arm and issues ordinary cards, so the card score is partial. Bunq issues cards and takes MiCAR-authorised CASPs, but the business account is fiat only, so it scores partial there. The set is short because the other business-grade providers have no card, Monerium spends only through partner cards and BCB Group has none, while the consumer apps that do have cards, Revolut, N26 and Rebind, do not take crypto businesses.
| Bank | Score | Type | Health | P2P | Verdict |
|---|---|---|---|---|---|
| Wirex | 14/16 | Neobank | Unknown | Strict | Yes. Crypto moves freely in and out, but the card cannot buy crypto elsewhere and the old app lost its crypto features in the EEA on 30 June 2026. |
| Bunq | 12/16 | Neobank | Watch | Mixed | Yes for retail through the Kraken-powered bunq Crypto tab, and for licensed CASPs on a fiat-only business account. Coins cannot leave the app. |
| LHV | 9/16 | Business banking | Solid | Relaxed | Yes. Crypto trading is built into the Estonian app, and the UK arm banks Coinbase and Bitstamp, but coins cannot leave the bank. |
| Deutsche Bank | 6/16 | Traditional | Watch | none | Yes for crypto businesses and institutions, not yet for individuals. |
| Commerzbank | 4/16 | Traditional | Watch | none | Yes for large German corporate clients, no for individuals. |
Click a column to sort. Health is our tag. P2P is community-reported and separate from the score.
Wirex passes both tests: Wirex Business serves Web3 companies, fintechs and crypto businesses, and Wirex issues a Mastercard in the EEA. LHV gives crypto and VASP clients banking through LHV Bank Ltd in the UK, with a fee-free UK debit card and Estonian debit and credit cards, none of which spend crypto. Bunq's CASP account comes with Bunq's cards but stays fiat only.
Neither issues a card. Monerium's EURe can be spent through Gnosis Pay or MetaMask Card, but those are separate products with their own issuers, and BCB Group offers no card of any kind. Both remain on the plain Web3 business accounts page, where they score full.