A company that wants its bank to hold its coins has seven options in the EU, none scoring full on both tests. Wirex, LHV and BCB Group are full on business accounts with partial custody, holding balances as part of trading and payments rather than as a custody product. SG-FORGE, Deutsche Bank and Commerzbank are the reverse, full on custody with a partial on accounts: SG-FORGE custodies under a French MiCA CASP authorisation for institutions, Commerzbank custodies bitcoin and ether for German corporates with at least 500,000 euros, and Deutsche Bank's Taurus-based custody has a launch reported for 2026. Bunq is partial on both, as it takes licensed CASPs on a fiat-only account and holds no crypto for business clients. Revolut, N26, BBVA, Santander · Openbank and Raiffeisen NÖ-Wien fail on business accounts, Monerium fails on custody, and Rebind fails both.
| Bank | Score | Type | Health | P2P | Verdict |
|---|---|---|---|---|---|
| Wirex | 14/16 | Neobank | Unknown | Strict | Yes. Crypto moves freely in and out, but the card cannot buy crypto elsewhere and the old app lost its crypto features in the EEA on 30 June 2026. |
| Bunq | 12/16 | Neobank | Watch | Mixed | Yes for retail through the Kraken-powered bunq Crypto tab, and for licensed CASPs on a fiat-only business account. Coins cannot leave the app. |
| BCB Group | 10/16 | Business banking | Watch | none | Yes for crypto businesses and institutions, no for individuals. BCB is a payments and settlement provider, not a bank. |
| LHV | 9/16 | Business banking | Solid | Relaxed | Yes. Crypto trading is built into the Estonian app, and the UK arm banks Coinbase and Bitstamp, but coins cannot leave the bank. |
| SG-FORGE | 7/16 | Traditional | Solid | none | Yes for institutions and crypto firms, no for individuals. SG-FORGE is a stablecoin issuer and custodian, not a retail bank. |
| Deutsche Bank | 6/16 | Traditional | Watch | none | Yes for crypto businesses and institutions, not yet for individuals. |
| Commerzbank | 4/16 | Traditional | Watch | none | Yes for large German corporate clients, no for individuals. |
Click a column to sort. Health is our tag. P2P is community-reported and separate from the score.
Commerzbank is live for existing corporate clients seated in Germany, holding bitcoin and ether on its own infrastructure, segregated per client, with a 500,000 euro minimum built up within twelve months. SG-FORGE offers custody and administration of crypto-assets under its French MiCA authorisation. Deutsche Bank's custody is still in development on Taurus and Bitpanda Technology Solutions, with launch reported for 2026.
Yes. Companies can buy the 15 crypto assets LHV offers inside the bank, and they need an LEI code to do so. The coins cannot be transferred out to a wallet or exchange, so leaving means selling inside the bank, and stablecoins are not among the assets. LHV's dedicated banking for crypto firms runs through its UK arm.