A card on a crypto company's account is uncommon among UK providers because the firms that bank crypto businesses mostly do not issue cards: BCB Group has no card of any kind, ClearBank offers no cards, and Standard Chartered has no crypto card. Revolut has a strong card but fails the business test, since Revolut Business refuses exchanges, brokers, on and off ramp providers and other crypto firms. Xapo Bank and Wirex pass both in full: Xapo opens accounts for businesses, trusts and exchanges and issues a Visa debit card with no FX markup and up to 1% Bitcoin cashback, and Wirex Business serves Web3 companies alongside a UK Visa with cashback of 0.5% to 8%. LHV's partial is a fee-free UK debit card with no foreign spending fees, attached to a UK arm that banks fintechs and virtual asset service providers, though nothing bought as crypto at LHV can be spent on it.
| Bank | Score | Type | Health | P2P | Verdict |
|---|---|---|---|---|---|
| Xapo Bank | 14/16 | Crypto-native | Solid | Unknown | Yes. Bitcoin and stablecoins are the core product, though the bank publishes no policy on transfers to exchanges. |
| Wirex | 14/16 | Neobank | Unknown | Strict | Yes. Crypto moves freely in and out, but the card cannot buy crypto elsewhere and the old app lost its crypto features in the EEA on 30 June 2026. |
| LHV | 9/16 | Business banking | Solid | Relaxed | Yes. Crypto trading is built into the Estonian app, and the UK arm banks Coinbase and Bitstamp, but coins cannot leave the bank. |
Click a column to sort. Health is our tag. P2P is community-reported and separate from the score.
Wirex Business is open to Web3 companies, fintechs and crypto businesses, and Wirex issues a Visa in the UK with cashback of 0.5% to 8% paid in USD on Wirex One. Xapo Bank issues metal, standard or virtual Visa debit cards on accounts that include businesses and trusts, but institutional accounts there cannot pay suppliers or run payroll and every transfer must match the entity's own name, so check whether that fits how you would use it. LHV's UK debit card is fee-free with no foreign spending fees, and its UK arm banks crypto and virtual asset service providers.
BCB Group, ClearBank and Standard Chartered. BCB Group states it has no card of any kind, ClearBank lists no staking, yield or cards, and Standard Chartered's cards in our data are Singapore credit cards that cannot be used to buy crypto under MAS rules. All three still appear on the Web3 business accounts page, so if the rails matter more than the card, look there.