Which banks in the UK are crypto friendly?

7 banks in the UK carry a CBL Score. Xapo Bank (14 of 16), Wirex (14 of 16), Revolut (13 of 16) lead the list. 4 of the 7 open to ordinary retail customers; the rest take businesses, institutions or qualified investors.

Every scored bank in the UK

Bank	Score	Type	Health	P2P	Verdict
Xapo Bank	14/16	Crypto-native	Solid	Unknown	Yes. Bitcoin and stablecoins are the core product, though the bank publishes no policy on transfers to exchanges.
Wirex	14/16	Neobank	Unknown	Strict	Yes. Crypto moves freely in and out, but the card cannot buy crypto elsewhere and the old app lost its crypto features in the EEA on 30 June 2026.
Revolut	13/16	Neobank	Watch	Mixed	Yes for individuals, with the deepest crypto stack of any app-bank. No for crypto businesses.
BCB Group	10/16	Business banking	Watch	none	Yes for crypto businesses and institutions, no for individuals. BCB is a payments and settlement provider, not a bank.
LHV	9/16	Business banking	Solid	Relaxed	Yes. Crypto trading is built into the Estonian app, and the UK arm banks Coinbase and Bitstamp, but coins cannot leave the bank.
Standard Chartered	8/16	Traditional	Watch	none	Yes for institutions, through spot trading, custody and stablecoins. Retail customers get little beyond the Mox app in Hong Kong.
ClearBank	7/16	Business banking	Solid	none	Yes for regulated crypto businesses, no for individuals.

Click a column to sort. Health is our tag. P2P is community-reported and separate from the score.

How the UK regulates this

UK banks are licensed by the PRA and regulated by the FCA. Cryptoasset firms register with the FCA for money-laundering supervision, and a registration is not a licence. Wirex withdrew from that register in 2022 and serves UK crypto from an Italian entity. source
Revolut held a restricted UK banking licence from July 2024 and a full one from March 2026. LHV Bank Ltd has held an unrestricted licence since 2023 and banks Coinbase and Bitstamp in GBP. source
Crypto is not covered by the FSCS. Revolut's UK crypto terms say so and describe pooled nominee custody with forced sale on account closure. source
High street banks cap or block exchange payments. Santander UK limits crypto payments to GBP 1,000 per transaction and GBP 3,000 per 30 days and has blocked Binance since 2021. Inbound from exchanges is not restricted. source
Enforcement history feeds the Health tag. The FCA fined Standard Chartered GBP 102.2 million in 2019 for anti-money-laundering failings, part of a combined settlement above one billion dollars. source

Every list for the UK

By bank type

Business banking providers in the UK (3)

By what the bank lets you do

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