A company that wants its bank to hold coins as well as open an account needs both of these. Revolut fails on the account: exchanges, brokers, on and off ramp providers and mining firms are excluded from Revolut Business, and no business account there can send or receive crypto. ClearBank opens accounts for Kraken, Coinbase and Gemini but holds no crypto for any client. Xapo Bank is the one full pass on both, with accounts for businesses, trusts and exchanges and Bitcoin custody through its GFSC-regulated VASP, while the rest carry a partial: Wirex holds balances as an e-money institution with no deposit protection, BCB Group is a payments and settlement provider rather than a bank and limits crypto trading to investment professionals and high net worth entities, LHV's UK arm banks crypto firms but coins bought at LHV cannot leave the bank, and Standard Chartered has deep institutional custody through Zodia but a partial on business accounts because it banks institutional partners rather than ordinary companies.
| Bank | Score | Type | Health | P2P | Verdict |
|---|---|---|---|---|---|
| Xapo Bank | 14/16 | Crypto-native | Solid | Unknown | Yes. Bitcoin and stablecoins are the core product, though the bank publishes no policy on transfers to exchanges. |
| Wirex | 14/16 | Neobank | Unknown | Strict | Yes. Crypto moves freely in and out, but the card cannot buy crypto elsewhere and the old app lost its crypto features in the EEA on 30 June 2026. |
| BCB Group | 10/16 | Business banking | Watch | none | Yes for crypto businesses and institutions, no for individuals. BCB is a payments and settlement provider, not a bank. |
| LHV | 9/16 | Business banking | Solid | Relaxed | Yes. Crypto trading is built into the Estonian app, and the UK arm banks Coinbase and Bitstamp, but coins cannot leave the bank. |
| Standard Chartered | 8/16 | Traditional | Watch | none | Yes for institutions, through spot trading, custody and stablecoins. Retail customers get little beyond the Mox app in Hong Kong. |
Click a column to sort. Health is our tag. P2P is community-reported and separate from the score.
Xapo Bank is the one full match: accounts for businesses, trusts and qualifying financial institutions including exchanges, with Bitcoin held 1:1 through Xapo VASP Limited. The limits are that institutional accounts cannot pay suppliers or run payroll, every transfer must match the entity's own name, and Bitcoin is the only supported digital currency. Standard Chartered offers both to institutions through Zodia Custody, but its custody is for institutional investors only and our data marks its business banking as partial.
No. ClearBank gives regulated crypto firms GBP and EUR accounts, safeguarding and client money accounts with deposits held at the Bank of England, and USDC and EURC minting through Circle Mint, but it keeps no crypto custody and clients control their own wallets. That is why it sits on the Web3 business accounts page and not on this one. LHV is the nearest business-side provider that does hold coins, though they cannot be withdrawn.