Traditional banks

12 banks qualify: PostFinance, BBVA, Standard Chartered and more lead the list. Every bank below is scored on eight criteria; tap through for verified fine print, P2P tolerance and health checks.

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9/16PostFinance P2P: Mixed Health: Solid
Switzerland · Traditional
Swiss state-owned bank offering retail crypto and staking through Sygnum.
9/16BBVA P2P: Mixed Health: Solid
Spain · Switzerland · Traditional
Retail crypto trading and custody live in Spain and Switzerland.
8/16Standard Chartered Health: Watch
UK · global · Traditional
Institutional custody and trading through Zodia, one of the deepest bank commitments.
8/16RAKBank Health: Solid
UAE · Ras Al Khaimah · Traditional
The first conventional UAE bank with retail crypto trading, running on Bitpanda rails.
7/16SG-FORGE Health: Solid
France · Traditional
Societe Generale's digital asset arm, the most complete bank stablecoin program.
7/16DBS Health: Solid
Singapore · Traditional
Singapore's flagship bank with its own digital asset exchange.
7/16Luzerner Kantonalbank Health: Solid
Switzerland · Traditional
Confirms the Swiss pattern: retail crypto as a standard bank feature.
7/16Santander · Openbank P2P: Strict Health: Solid
Spain · Germany · Traditional
Retail crypto rolling out across its European digital bank.
6/16Zürcher Kantonalbank Health: Solid
Switzerland · Traditional
Cantonal bank with retail crypto trading and custody in its own app.
6/16Deutsche Bank Health: Watch
Germany · Traditional
Building institutional custody, licence applications in progress.
4/16Raiffeisen NÖ-Wien P2P: Mixed Health: Watch
Austria · Traditional
Retail crypto through Bitpanda, the Austrian data point.
4/16Commerzbank Health: Watch
Germany · Traditional
First large German bank with a crypto custody licence, institutional only.

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