Crypto-native banks

8 banks qualify: Sygnum, AMINA Bank, Xapo Bank and more lead the list. Every bank below is scored on eight criteria; tap through for verified fine print, P2P tolerance and health checks.

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15/16Sygnum Health: Solid
Switzerland · Singapore · Crypto-native
Full Swiss banking licence, digital asset banking from day one, now entering the EU.
15/16AMINA Bank Health: Solid
Switzerland · Abu Dhabi · Hong Kong · Crypto-native
FINMA-licensed with regulated hubs on three continents and a MiCA licence in Austria since November 2025, professional investors only.
14/16Xapo Bank ✓ verified P2P: Unknown Health: Solid
Gibraltar · Crypto-native
Bitcoin-first private bank paying interest on BTC and USD, with a Visa debit card. Membership costs USD 1,000 a year.
13/16Bank Frick Health: Solid
Liechtenstein · Crypto-native
The quiet workhorse behind much of Europe's crypto business banking.
12/16Anchorage Digital Health: Solid
United States · Crypto-native
The first federally chartered crypto bank in the US, and still the custody benchmark.
11/16Bitcoin Suisse Health: Solid
Liechtenstein · Switzerland · Crypto-native
Crypto broker and custodian since 2013, MiCA-authorised for the EEA since June 2026 through Bitcoin Suisse (Europe) AG in Vaduz.
10/16Singapore Gulf Bank Health: Unknown
Bahrain · Crypto-native
The Gulf's crypto-native bank, serving individuals and digital asset firms.
3/16Custodia Bank Health: Caution
United States · Crypto-native
Chartered in Wyoming, refused a Fed master account, now selling bank-to-bank blockchain infrastructure rather than customer accounts.

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