Yes for accredited and institutional investors, with a closed loop. Ordinary retail customers get bank rails to licensed exchanges but no crypto trading at DBS.
| Criterion | Score | Source |
|---|---|---|
| Accepts exchange transfers | partial (1) | source · checked 8 September 2026 secondary source |
| Stablecoin off-ramp | partial (1) | source · checked 8 September 2026 |
| Business accounts for Web3 | partial (1) | source · checked 8 September 2026 secondary source |
| Custody | yes (2) | source · checked 8 September 2026 |
| Staking and yield | no (0) | source · checked 8 September 2026 |
| Card | no (0) | source · checked 8 September 2026 secondary source |
| Multiple jurisdictions | partial (1) | source · checked 8 September 2026 secondary source |
| Open to retail | partial (1) | source · checked 8 September 2026 |
Total 7 of 16. Yes scores 2, partial 1, no 0. A secondary source is press or a third party rather than the bank or its regulator. Unverified means no source could be found; the score stands until one is.
| Jurisdiction | Singapore |
| Type | Traditional |
| Health tag | Solid State-investor backed and highly profitable. Regulator penalties concerned outages, not solvency. · checked 26 August 2026 |
| Last verified | 8 September 2026 |
| 2021 | DBS Vickers received MAS approval under the Payment Services Act to provide digital payment token services as a Major Payment Institution, the first bank-owned licensee in Singapore. DDEx itself had MAS in-principle recognition as a Recognised Market Operator from December 2020. source |
| 2023 | After digital banking outages in March and May, MAS raised DBS's operational risk capital multiplier to 1.8 times risk-weighted assets, then in November imposed a six-month pause on non-essential IT changes and new business ventures. source |
| 2024 | MAS let the six-month pause lapse on 30 April 2024 without extension. DBS said the pause allowed it to prioritise technology resilience. A further short digibank outage occurred on 19 March 2026 with no new MAS action reported. source |
Only if you are an accredited investor in the DBS Treasures, Treasures Private Client or Private Bank segments. You apply for crypto access in the digibank app and trade on DBS Digital Exchange from USD 500 a trade. Ordinary retail customers cannot buy crypto at DBS.
Crypto.com has used DBS client money accounts for SGD and USD deposits and withdrawals since December 2025, so transfers there run on DBS rails. DBS does not publish a general policy on transfers to exchanges. A third-party guide says FAST and PayNow payments to MAS-licensed exchanges are not blocked, though a first transfer to a new payee may trigger a verification step.
No. DBS states that it does not accept any inward or outward transfer of cryptocurrencies. Coins bought on DDEx stay in DBS custody until you sell them back to USD.
DBS does not publish DDEx trading fees or spreads on its public pages. The fee details section of the Treasures crypto page is only shown to onboarded clients. Trades settle in USD, so SGD clients also pay the bank's FX conversion.