Is Singapore Gulf Bank crypto friendly?

Yes. Built for crypto firms, with a USD personal account that plugs straight into Binance Bahrain.

CBL Score: 10 of 16

CriterionScoreSource
Accepts exchange transfersyes (2)source · checked 8 September 2026
Stablecoin off-rampyes (2)source · checked 8 September 2026
Business accounts for Web3yes (2)source · checked 8 September 2026
Custodyyes (2)source · checked 8 September 2026
Staking and yieldno (0)source · checked 8 September 2026
Cardno (0)source · checked 8 September 2026
Multiple jurisdictionspartial (1)source · checked 8 September 2026
Open to retailpartial (1)source · checked 8 September 2026

Total 10 of 16. Yes scores 2, partial 1, no 0. A secondary source is press or a third party rather than the bank or its regulator. Unverified means no source could be found; the score stands until one is.

Score history

Scores are revised when a bank's documents change. Each revision is dated and sourced.

8 September 2026Cardpartial to nosource
8 September 2026Staking and yieldpartial to nosource

Standing

JurisdictionBahrain
TypeCrypto-native
Health tagUnknown Real Bahrain licence and sovereign wealth backing, but too new to judge, with almost no published financials. · checked 26 August 2026
Last verified8 September 2026

What Singapore Gulf Bank allows and blocks

Allowed

  • Direct USD transfers between your SGB account and Binance Bahrain through SGB Link, settling in seconds
  • USD transfers to other supported crypto exchanges from the personal account, and withdrawals back to USD
  • USDT and USDC deposits, and stablecoin to fiat conversion for eligible clients
  • Business accounts for exchanges, stablecoin issuers, market makers, OTC desks, payment firms and prime brokers
  • SGB Net: free, instant transfers between SGB accounts, 24 hours a day, every day of the year
  • USDC mint and redeem 1:1 against USD on Solana, with USDT, USDe and USDG planned
  • Fully remote onboarding by app for personal and business accounts
  • Fixed deposits in USD paying up to 4.00% a year

Blocked or restricted

  • Stablecoin mint and redeem is for corporate and high net worth clients only, with a USD 100,000 minimum per transaction
  • Stablecoin settlement over SGB Net is limited to corporate clients
  • Personal accounts hold USD only; SGD, CNH, GBP and EUR balances are for business clients
  • No debit or credit card is offered
  • No staking or crypto yield product
  • Eligibility depends on nationality and country of residence, and the bank does not publish the list of accepted countries
  • Transfers cannot be cancelled once sent

Opening an account

Fees that matter

Regulatory history

2024Central Bank of Bahrain awards Singapore Gulf Bank a banking licence; Mumtalakat, Bahrain's sovereign wealth fund, invests alongside founder Whampoa Group in February 2024. source
2024Bank opens for business on 4 November 2024 as a conventional wholesale bank licensed by the CBB, launching corporate accounts, a real-time settlement network, digital asset custody and trading. source
2026Stablecoin mint and redeem service launched in April 2026 under the CBB wholesale licence; correspondent accounts added with J.P. Morgan (January), BNY (April) and Standard Chartered (May). No CBB enforcement actions found. source

Questions about Singapore Gulf Bank

Does Singapore Gulf Bank let me send money to Binance?

Yes. SGB Link connects your SGB personal account directly to Binance Bahrain, and USD moves in seconds without an intermediary bank. Sending to Binance is free. Pulling money back to SGB costs 0.3%, capped at USD 500.

Can I open a Singapore Gulf Bank account from outside Bahrain?

Onboarding is fully remote through the app, and the bank says it serves eligible clients across selected markets. Whether you qualify depends on your nationality and country of residence, and the bank does not publish the list. You need to be 21 or over, with a passport or national ID, a selfie, proof of address and source of funds documents. Most applications are reviewed in 3 to 10 business days.

What does a Singapore Gulf Bank personal account cost?

USD 9.90 a month, refunded the following month if your average daily balance stays at or above USD 10,000. Incoming wires are free on SGB's side, outgoing SWIFT is USD 30, and transfers to other SGB customers cost nothing. The account holds USD only and pays no interest, though fixed deposits pay up to 4.00% a year.

Does Singapore Gulf Bank convert USDC or USDT to dollars?

Yes, for eligible clients. The bank accepts USDT and USDC deposits and converts them to fiat inside the account, on Ethereum, Solana, Base, Arbitrum and Avalanche for business clients. The 1:1 USDC mint and redeem service launched in April 2026 is for corporate and high net worth clients with a USD 100,000 minimum.

Closest alternatives

8/16Zand Bank
Yes for licensed businesses and institutions, no for individuals.
14/16Xapo Bank
Yes. Bitcoin and stablecoins are the core product, though the bank publishes no policy on transfers to exchanges.
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