Neobanks in the EU

5 banks qualify: Wirex, Revolut, Bunq and more lead the list. Every bank below is scored on eight criteria; tap through for verified fine print, P2P tolerance and health checks.

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14/16Wirex ✓ verified P2P: Strict Health: Unknown
UK · EEA · Neobank
E-money institution and crypto card pioneer with deep on-chain rails.
13/16Revolut ✓ verified P2P: Mixed Health: Watch
UK · EEA · Neobank
In-app trading and staking for tens of millions of users. USDT was withdrawn across the EEA and Switzerland on 31 August 2026; USDC stays and a euro stablecoin launched the same month.
12/16Bunq ✓ verified P2P: Mixed Health: Watch
Netherlands · Neobank
Dutch banking licence with in-app retail crypto, plus dedicated business accounts for licensed crypto companies.
11/16Rebind P2P: Unknown Health: Watch
France · Neobank
Non-custodial savings app with a Monerium IBAN. Up to 5% on EUR and 8% on USD from DeFi money markets. Not a bank.
6/16N26 ✓ verified P2P: Mixed Health: Watch
Germany · EEA · Neobank
Retail crypto trading through the Bitpanda partnership.

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