Which banks in the Gulf and MENA offer exchange transfers and a card?

Every bank that passes this test also appears on Crypto-friendly banks in the Gulf and MENA with a card, and the list is identical. That page carries the full write-up and is the one search engines are pointed to. The table below is the same set.

The banks that pass

Bank	Score	Type	Health	P2P	Verdict
AMINA Bank	15/16	Crypto-native	Solid	none	Yes, but only for professional clients and companies. Individuals need CHF 500,000 in assets plus finance experience, or CHF 2 million.
RAKBank	8/16	Traditional	Solid	none	Yes. Crypto trading is built into the app, but it is a closed loop run by Bitpanda, and exchange transfer rules are not published.
Liv · Emirates NBD	7/16	Neobank	Solid	none	Yes for buying and holding crypto inside the app. Coins stay with the custodian, and there is no published route to an external wallet.
Wio Bank	6/16	Neobank	Solid	none	Yes for buying and selling crypto inside the app. No published policy on transfers to outside exchanges.
ruya	6/16	Neobank	Unknown	none	Yes for buying and selling Bitcoin inside the app, but it is a closed loop with no withdrawals to your own wallet.

Click a column to sort. Health is our tag. P2P is community-reported and separate from the score.

Bank by bank

AMINA Bank 15 of 16 · exchange transfers: yes · card: yes
Allowed: Crypto transfers into AMINA from your own account at a supported exchange or custodian, including Coinbase, Kraken, Bitstamp, ByBit, Deribit and Revolut, once you prove the account is yours
Watch out: No card on the free Silver package. Cards come with Gold (CHF 480 a year) or Platinum (CHF 1,000 a month)

RAKBank 8 of 16 · exchange transfers: partial · card: yes
Allowed: Free Titanium Debit Mastercard with the standard current account
Watch out: No published policy on sending dirhams to third-party exchanges such as Binance or Coinbase

Liv · Emirates NBD 7 of 16 · exchange transfers: partial · card: yes
Allowed: Inward transfers to the account are free, so fiat coming back from a licensed exchange has no bank-side fee
Watch out: Emirates NBD warned in 2018 that some Bitcoin-related transfers may be rejected by its own screening or by correspondent banks

Wio Bank 6 of 16 · exchange transfers: partial · card: yes
Allowed: Inward and outward local and SWIFT transfers on AED, USD, EUR and GBP accounts, with daily limits of AED 300,000 (Standard) or AED 500,000 (Plus and Salary Plus)
Watch out: No published statement on sending fiat to, or receiving it from, Binance, Bybit, OKX, Kraken or other exchanges. The Key Fact Statement says Wio can restrict the account if use breaches its compliance policy

ruya 6 of 16 · exchange transfers: partial · card: yes
Allowed: Free Mastercard debit card that works abroad, with Apple Pay, Google Pay and Samsung Pay
Watch out: No published policy on fiat transfers to or from crypto exchanges. Card use is limited to transactions legal in the UAE and compliant with Shari'ah

Up to the full list

Crypto-friendly banks in the Gulf and MENA (8)

Same region, other tests

Exchange transfers and a card elsewhere

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