Which banks in the Gulf and MENA offer custody and a card?

Every bank that passes this test also appears on Crypto-friendly banks in the Gulf and MENA with a card, and the list is identical. That page carries the full write-up and is the one search engines are pointed to. The table below is the same set.

The banks that pass

Bank	Score	Type	Health	P2P	Verdict
AMINA Bank	15/16	Crypto-native	Solid	none	Yes, but only for professional clients and companies. Individuals need CHF 500,000 in assets plus finance experience, or CHF 2 million.
RAKBank	8/16	Traditional	Solid	none	Yes. Crypto trading is built into the app, but it is a closed loop run by Bitpanda, and exchange transfer rules are not published.
Liv · Emirates NBD	7/16	Neobank	Solid	none	Yes for buying and holding crypto inside the app. Coins stay with the custodian, and there is no published route to an external wallet.
Wio Bank	6/16	Neobank	Solid	none	Yes for buying and selling crypto inside the app. No published policy on transfers to outside exchanges.
ruya	6/16	Neobank	Unknown	none	Yes for buying and selling Bitcoin inside the app, but it is a closed loop with no withdrawals to your own wallet.

Click a column to sort. Health is our tag. P2P is community-reported and separate from the score.

Bank by bank

AMINA Bank 15 of 16 · custody: yes · card: yes
Allowed: Crypto transfers into AMINA from your own account at a supported exchange or custodian, including Coinbase, Kraken, Bitstamp, ByBit, Deribit and Revolut, once you prove the account is yours
Watch out: Crypto deliveries to or from any wallet you do not control. The pricing schedule says deliveries are only possible to a wallet under the client's control

RAKBank 8 of 16 · custody: partial · card: yes
Allowed: Custody of the coins by Bitpanda at no charge, with limit orders and a recurring savings plan
Watch out: No published route to move crypto out to an external wallet, or to deposit crypto from outside. If the bank drops the service, its terms say you must liquidate

Liv · Emirates NBD 7 of 16 · custody: partial · card: yes
Allowed: Buy, sell and hold Bitcoin, Ether, Solana, Cardano and XRP inside the Liv X app, live since 5 March 2025
Watch out: No published way to withdraw crypto to an external wallet or deposit coins from outside. The terms say you will not have direct access to the assets, which sit in a wallet with the custodian

Wio Bank 6 of 16 · custody: partial · card: yes
Allowed: Business accounts for non-custodial Web3 and blockchain technology firms, according to third-party onboarding guides
Watch out: No published statement on sending fiat to, or receiving it from, Binance, Bybit, OKX, Kraken or other exchanges. The Key Fact Statement says Wio can restrict the account if use breaches its compliance policy

ruya 6 of 16 · custody: partial · card: yes
Allowed: Holding Bitcoin through Fuze under the bank's app, with the bank routing all money in and out of the position
Watch out: Withdrawing Bitcoin to a third-party wallet. Fuze's retail terms say the client will not have that right, except during a prolonged Fuze outage

Up to the full list

Crypto-friendly banks in the Gulf and MENA (8)

Same region, other tests

Custody and a card elsewhere

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