Revolut scores 13/16, Bunq scores 12/16 on the CBL criteria. The winner depends on what your money needs to do; here is every criterion side by side.
| Revolut | Bunq | |
|---|---|---|
| Accepts exchange transfers | partial | partial |
| Stablecoin off-ramp | yes | partial |
| Business accounts for Web3 | no | partial |
| Custody | yes | partial |
| Staking and yield | yes | yes |
| Card | yes | yes |
| Multiple jurisdictions | yes | yes |
| Open to retail | yes | yes |
The short verdict: Revolut leads overall (13 to 12). Health: Watch. Check each profile for fine print and P2P tolerance before deciding.