Wirex One vs THORWallet Card
Wirex One scores 13/16, THORWallet Card scores 8/16 on the CBL Card Score. Here is every criterion side by side.
 Wirex One |  THORWallet Card | |
|---|---|---|
| Custody | 1 of 2 | 0 of 2 |
| Issuer and licence | 2 of 2 | 1 of 2 |
| Availability | 2 of 2 | 2 of 2 |
| FX fee on a foreign-currency purchase | 2 of 2 | 1 of 2 |
| Funding cost | 1 of 2 | 1 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 2 of 2 | 1 of 2 |
| Yield on idle balance | 1 of 2 | 0 of 2 |
| Total | 13 | 8 |
The short verdict: Wirex One leads overall (13 to 8). Self-custodial wallet, card settlement route not stated, 0% FX, variable spread on crypto sales FX. Health: Watch. Check each profile for what still needs confirming before deciding.
Cashback, as of 20 Oct 2026
| Wirex One | Base 0.5%, Premium 1%, Elite 3%, Private 5%, Bespoke 8%, paid in USD; monthly caps $25, $100, $300, $1,000, $2,000; ATM withdrawals, crypto purchases, gambling and 30-plus merchant categories excluded (official). |
| THORWallet Card | Premium 0.5% in USDC on the first $5,000 of card spend per month in year one, then capped at $2,000 per month if the user does not stake TITN. Basic 0% (official, cards page and help centre, checked 20 Oct 2026). The cards page says it is paid from the card's FX margin. |
Cashback is shown as a dated fact and never scored.