Wirex One vs ether.fi Cash
Wirex One scores 13/16, ether.fi Cash scores 13/16 on the CBL Card Score. Here is every criterion side by side.
 Wirex One |  ether.fi Cash | |
|---|---|---|
| Custody | 1 of 2 | 2 of 2 |
| Issuer and licence | 2 of 2 | 1 of 2 |
| Availability | 2 of 2 | 2 of 2 |
| FX fee on a foreign-currency purchase | 2 of 2 | 1 of 2 |
| Funding cost | 1 of 2 | 1 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 2 of 2 | 2 of 2 |
| Yield on idle balance | 1 of 2 | 2 of 2 |
| Total | 13 | 13 |
The short verdict: Wirex One leads overall (13 to 13). Self-custodial wallet, card settlement route not stated, 0% FX, variable spread on crypto sales FX. Health: Watch. Check each profile for what still needs confirming before deciding.
Cashback, as of 28 Sept 2026
| Wirex One | Base 0.5%, Premium 1%, Elite 3%, Private 5%, Bespoke 8%, paid in USD; monthly caps $25, $100, $300, $1,000, $2,000; ATM withdrawals, crypto purchases, gambling and 30-plus merchant categories excluded (official). |
| ether.fi Cash | 3% on the first $2,000 of monthly spend at Core, then 1% to $3,000 and 0.5% above; Luxe 3% to $10,000 and Pinnacle 3% to $50,000, stepping down the same way; VIP 4% on the first $50,000. Paid in ETHFI with a 7-day lock, $5 minimum to claim (official). The overall $1,000 monthly cap reported by cardpilled appears on no official page; the programme terms let ether.fi cap monthly rewards at its discretion. |
Cashback is shown as a dated fact and never scored.