Wirex One scores 13/16, Bleap Card scores 12/16 on the CBL Card Score. Here is every criterion side by side.
| Custody | 1 of 2 | 2 of 2 |
| Issuer and licence | 2 of 2 | 2 of 2 |
| Availability | 2 of 2 | 0 of 2 |
| FX fee on a foreign-currency purchase | 2 of 2 | 2 of 2 |
| Funding cost | 1 of 2 | 2 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 2 of 2 | 1 of 2 |
| Yield on idle balance | 1 of 2 | 1 of 2 |
| Total | 13 | 12 |
The short verdict: Wirex One leads overall (13 to 12). Self-custodial wallet, card settlement route not stated, 0% FX, variable spread on crypto sales FX. Health: Watch. Check each profile for what still needs confirming before deciding.
| Wirex One | Base 0.5%, Premium 1%, Elite 3%, Private 5%, Bespoke 8%, paid in USD; monthly caps $25, $100, $300, $1,000, $2,000; ATM withdrawals, crypto purchases, gambling and 30-plus merchant categories excluded (official). |
| Bleap Card | Paid in USDC. 1% on all spend, capped at €500 per transaction and €3,000 a month; 3% on Uber, Bolt and food delivery apps, capped at €50 per transaction and €500 a month per service; 20% on Netflix, Disney, Amazon Prime, YouTube, ChatGPT, Gemini, Claude, PlayStation Plus, Xbox Game Pass, Nintendo Switch Online and Steam, with monthly or yearly caps per merchant; 2% at restaurants and supermarkets ran 12 Feb to 31 May 2026 (official, cashback terms, updated 25 May 2026). No plan, stake or minimum balance required. |
Cashback is shown as a dated fact and never scored.