WhiteBIT Nova vs Binance Card
WhiteBIT Nova scores 6/16, Binance Card scores 6/16 on the CBL Card Score. Here is every criterion side by side.
 WhiteBIT Nova |  Binance Card | |
|---|---|---|
| Custody | 0 of 2 | 0 of 2 |
| Issuer and licence | 1 of 2 | 1 of 2 |
| Availability | 1 of 2 | 0 of 2 |
| FX fee on a foreign-currency purchase | 1 of 2 | 0 of 2 |
| Funding cost | 0 of 2 | 1 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 1 of 2 | 1 of 2 |
| Yield on idle balance | 0 of 2 | 1 of 2 |
| Total | 6 | 6 |
The short verdict: WhiteBIT Nova leads overall (6 to 6). Custodial; spends from exchange Main balance, 1.5% conversion fee on the USD card FX. Health: Watch. Check each profile for what still needs confirming before deciding.
Cashback, as of 20 Oct 2026
| WhiteBIT Nova | Up to 10% in BTC or WBT on three chosen categories: Subscriptions 10%, Taxi 5%, Pets 5%, Gaming 2%, Entertainment 2%, Food and Cafes 1%, Groceries 1%, Medicine 1%, Auto 1%, Electronics 1%, Beauty 1%, Clothing and Shoes 1% (official, whitebit.com/crypto-card, checked 20 Oct 2026). USD card cap "Maximum cashback per month: 25 USD", minimum claim 5 USDC, categories changeable once every 7 days (official, help articles). EUR card cap €25 a month (official). |
| Binance Card | Brazil: tiered by total spend in the calendar month and applied to the whole month, credited on the 10th of the next month; rates shown only in an image on the official page (official, Brazil Card FAQ, 19 Oct 2026). Third party reports 1.5% under 500 BRL, 2% from 500 BRL, 3% from 5,000 BRL, capped at 500 BRL a month, paid in BRL (third-party: CryptoCardHub, 11 Aug 2026). Pomelo states "up to 3%" (official, Pomelo blog, 15 Apr 2026). Global Program rates reported at 0.5% to 2% with a $20 cap in some markets, and 1.5% to 3% with a $100 cap in others from 1 Jun 2026 (third-party: CryptoCardHub). |
Cashback is shown as a dated fact and never scored.