Tuyo Card vs Tria Card
Tuyo Card scores 9/16, Tria Card scores 7/16 on the CBL Card Score. Here is every criterion side by side.
 Tuyo Card |  Tria Card | |
|---|---|---|
| Custody | 2 of 2 | 2 of 2 |
| Issuer and licence | 1 of 2 | 1 of 2 |
| Availability | 0 of 2 | 0 of 2 |
| FX fee on a foreign-currency purchase | 0 of 2 | 0 of 2 |
| Funding cost | 2 of 2 | 0 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 0 of 2 | 1 of 2 |
| Yield on idle balance | 2 of 2 | 1 of 2 |
| Total | 9 | 7 |
The short verdict: Tuyo Card leads overall (9 to 7). Self-custodial; USDC stays in your smart account, 1% non-USD plus 1% outside the US FX. Health: Watch. Check each profile for what still needs confirming before deciding.
Cashback, as of 20 Oct 2026
| Tuyo Card | None published. "Buy Now, Pay Maybe": some card purchases are randomly covered by Tuyo. TUYOs are non-transferable reward points ahead of a token "we expect to launch in 2026" (official, tuyo.com/faq, checked 20 Oct 2026). Rewards listed as "TBD" (third-party: SpendNode, 21 Sep 2026). |
| Tria Card | Virtual 1.5% up to $100 spend a month then 0.5%; Signature 4.5% up to $1,000 then 1%; Premium 6% up to $2,000 then 1% (official, docs.tria.so/card-cashback-terms, last updated 1 Jun 2026). Paid in USDC or USDT to the connected wallet no later than 12 months after the period; forfeited if the account is closed; staking badges add 0.25% to 2% within the cap (official). The help centre gives Lite a $1,000 cap, which conflicts with the terms (official, help centre). |
Cashback is shown as a dated fact and never scored.