Tria Card vs WhiteBIT Nova
Tria Card scores 7/16, WhiteBIT Nova scores 6/16 on the CBL Card Score. Here is every criterion side by side.
 Tria Card |  WhiteBIT Nova | |
|---|---|---|
| Custody | 2 of 2 | 0 of 2 |
| Issuer and licence | 1 of 2 | 1 of 2 |
| Availability | 0 of 2 | 1 of 2 |
| FX fee on a foreign-currency purchase | 0 of 2 | 1 of 2 |
| Funding cost | 0 of 2 | 0 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 1 of 2 | 1 of 2 |
| Yield on idle balance | 1 of 2 | 0 of 2 |
| Total | 7 | 6 |
The short verdict: Tria Card leads overall (7 to 6). Self-custodial; collateral stays in your wallet, up to 3% plus 1% in the terms FX. Health: Watch. Check each profile for what still needs confirming before deciding.
Cashback, as of 20 Oct 2026
| Tria Card | Virtual 1.5% up to $100 spend a month then 0.5%; Signature 4.5% up to $1,000 then 1%; Premium 6% up to $2,000 then 1% (official, docs.tria.so/card-cashback-terms, last updated 1 Jun 2026). Paid in USDC or USDT to the connected wallet no later than 12 months after the period; forfeited if the account is closed; staking badges add 0.25% to 2% within the cap (official). The help centre gives Lite a $1,000 cap, which conflicts with the terms (official, help centre). |
| WhiteBIT Nova | Up to 10% in BTC or WBT on three chosen categories: Subscriptions 10%, Taxi 5%, Pets 5%, Gaming 2%, Entertainment 2%, Food and Cafes 1%, Groceries 1%, Medicine 1%, Auto 1%, Electronics 1%, Beauty 1%, Clothing and Shoes 1% (official, whitebit.com/crypto-card, checked 20 Oct 2026). USD card cap "Maximum cashback per month: 25 USD", minimum claim 5 USDC, categories changeable once every 7 days (official, help articles). EUR card cap €25 a month (official). |
Cashback is shown as a dated fact and never scored.