THORWallet Card vs Zypto Premium VISA Card
THORWallet Card scores 8/16, Zypto Premium VISA Card scores 5/16 on the CBL Card Score. Here is every criterion side by side.
 THORWallet Card |  Zypto Premium VISA Card | |
|---|---|---|
| Custody | 0 of 2 | 0 of 2 |
| Issuer and licence | 1 of 2 | 1 of 2 |
| Availability | 2 of 2 | 1 of 2 |
| FX fee on a foreign-currency purchase | 1 of 2 | 0 of 2 |
| Funding cost | 1 of 2 | 0 of 2 |
| Apple Pay and Google Pay | 2 of 2 | 2 of 2 |
| Freeze and dispute policy | 1 of 2 | 1 of 2 |
| Yield on idle balance | 0 of 2 | 0 of 2 |
| Total | 8 | 5 |
The short verdict: THORWallet Card leads overall (8 to 5). Self-custodial wallet; card balance held by Unblock, 1.5% on top of Mastercard rate FX. Health: Watch. Check each profile for what still needs confirming before deciding.
Cashback, as of 20 Oct 2026
| THORWallet Card | Premium 0.5% in USDC on the first $5,000 of card spend per month in year one, then capped at $2,000 per month if the user does not stake TITN. Basic 0% (official, cards page and help centre, checked 20 Oct 2026). The cards page says it is paid from the card's FX margin. |
| Zypto Premium VISA Card | No percentage cashback. Card loads earn ZYP points under the Rewards Hub, with 1,000 ZYP worth $1 (official, zypto.com; third-party: CryptoCardHub, 10 Aug 2026). |
Cashback is shown as a dated fact and never scored.